# Shaurya Sbi Rupay Platinum Credit Card

**Best for:** Frequent shoppers at grocery stores

**Think twice if:** Low spenders or infrequent users

**Key strengths:** Earn 5X Reward Points on groceries · Waive annual fee with Rs.50000 spend · Welcome gift of 1000 Reward Points

## Fees

- **Annual Fee:** Annual Fees - Rs.250
- **Fee Waiver:** Spend Rs.50000 For Waiver of Renewal Fee
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5X Reward Points on CSD
- **Welcome Benefit:** Get 1000 Reward Points as Welcome Gift

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