# Standard Chartered Smart Credit Card

**Best for:** Frequent travelers seeking low fees

**Think twice if:** Rarely travels abroad or uses foreign currency

**Key strengths:** No joining fee for new applicants · Low annual renewal fee of Rs.499 · Competitive forex markup of 3.5%

## Fees

- **Joining Fee:** Joining Fee - 499
- **Annual Fee:** Renewal Fee of Rs.499
- **Fee Waiver:** Joining Fee - Waived
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards


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