# Swiggy Hdfc Bank Credit Card

**Best for:** Frequent Swiggy users and foodies

**Think twice if:** Rarely orders food online

**Key strengths:** Complimentary Swiggy One Membership included · Fee waiver with Rs.20000 spending · Low forex markup for international transactions

## Fees

- **Joining Fee:** Joining Fee of Rs. 500
- **Annual Fee:** Renewal Fee of Rs.500
- **Fee Waiver:** Spend Rs.20000 For Renewal Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Welcome Benefit:** Complimentary Swiggy One Membership

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