# Yes Bank Elite Plus Credit Card

**Best for:** Frequent travelers and online shoppers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** High reward points for online purchases · Complimentary airport lounge access · Fee waiver with high spending

## Fees

- **Joining Fee:** Joining Fee of Rs.999
- **Annual Fee:** Renewal Fee of Rs.999
- **Fee Waiver:** Spend Rs.200000 For Renewal Fee Waiver
- **Forex Markup:** 2.75% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** 12 Reward Points on Every Rs.200 For Online Shopping

## Lounge Access

- **Domestic:** 2 Complimentary Airport Lounge Access Per Quarter
- **International:** 3 Complimentary Airport Lounge Access Per Year

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