# Yes Bank Select Credit Card

**Best for:** Frequent offline and online shoppers

**Think twice if:** Rarely travels or shops internationally

**Key strengths:** Earn 8 Reward Points for online shopping · 4 Reward Points for every Rs.200 spent · Complimentary airport lounge access quarterly

## Fees

- **Joining Fee:** Joining Fee of Rs.499
- **Annual Fee:** Renewal Fee of Rs.499
- **Fee Waiver:** Spend Rs.100000 For Renewal Fee Waiver
- **Forex Markup:** 2.75% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** 2 Reward Points on Every Rs.200

## Lounge Access

- **Domestic:** 1 Complimentary Airport Lounge Access Per Quarter

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