The Axis Ace Visa Signature has a ₹499 annual fee (waived on ₹2 lakh annual spend), earns 5% Cashback on Bill Payments Through Google Pay (1.5% Cashback on Other Eligible Merchants), includes 4 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹499 |
|---|---|
| Joining fee | ₹499 |
| Annual fee waived | On ₹2 lakh annual spend |
| Top reward rate | 5% Cashback on Bill Payments Through Google Pay |
| Base rewards | 1.5% Cashback on Other Eligible Merchants |
| Lounge access | 4 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 26 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
Key Benefits
Live offers on this card
193 online offers across 150 brands right now, each valid for at least another 7 days. Checked 25 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
- AJIO: Flat 20% off · till 31 Dec
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Ace Visa Signature Credit Card
Is the Axis Bank Ace Visa Signature Credit Card worth it in 2026?
The Axis Bank Ace Visa Signature Credit Card offers a joining fee of Rs.499 and an annual fee of Rs.499 from the second year onwards, which can be waived by spending Rs.2 Lakhs annually. With cashback rates up to 5% on bill payments through Google Pay and additional rewards on popular platforms like Ola, Swiggy, and Zomato, it provides good value for frequent users.
Who should get the Axis Bank Ace Visa Signature Credit Card?
This card is ideal for users who regularly pay bills via Google Pay and spend on Ola, Swiggy, and Zomato, benefiting from cashback rates of 5% and 4% respectively. It suits those who can meet the Rs.2 Lakhs annual spend to waive the Rs.499 annual fee and want complimentary domestic lounge access.
How to maximise rewards on the Axis Bank Ace Visa Signature Credit Card?
To maximise rewards, use the card for bill payments through Google Pay to earn 5% cashback and for rides on Ola or food orders on Swiggy and Zomato to get 4% cashback. Additionally, all other eligible spends earn 1.5% cashback, so using the card broadly increases overall rewards.
Best fuel stations for the Axis Bank Ace Visa Signature Credit Card?
The card offers a 1% fuel surcharge waiver on fuel purchases, making it beneficial at most fuel stations. While specific stations are not listed, using the card for fuel payments will help save on surcharge fees.