← CardChat

Best Credit Cards for Paytm

The best card for Paytm is the Paytm Sbi Card from SBI Cards — the co-branded card built for Paytm. Right now, Au Bank also has a strong Paytm offer: Flat 12% instant discount on Domestic Flights.

Recharges, bill payments and travel on Paytm, ranked by live bank offers and 12-month issuer reliability, including Paytm co-branded cards.

Updated 21 Oct 2026, 11:31 pm IST  ·  refreshes every 48 hours

Bank or networkPaytm deal right nowActive offersBest deal, past yearMonths with offers, past year
Visa (all Visa cards)Save 50% upto Rs.50 on Paytm Metro2Up to 50% off · save up to ₹1502 of 12
Au BankFlat 12% instant discount on Domestic Flights3Up to 25% off · save up to ₹5,00012 of 12
Federal BankFlat 5% off on utility bill payments1Up to 15% off · save up to ₹1,5008 of 12
RBL BankFlat 12% instant discount on Domestic Flights2Up to 12% off · save up to ₹5,00010 of 12
Axis BankFlat 8% instant discount on domestic flight2Up to 12% off · save up to ₹5,0003 of 12

Banks and card networks with live Paytm offers first, then by 12-month track record. Data refreshed 21 Oct 2026. Offers change often; confirm on the issuer or merchant site.

Ranked picks for Paytm

Banks ranked on their own Paytm offers, with their cards on CardChat. Banks with an active deal come first; card network offers are listed after the banks.

How we rank: banks are ranked on their own Paytm offers: banks with an Active deal tag right now come first, then order follows each bank's 12-month track record score (see chart below). The orange bar under each bank shows its score relative to the strongest bank here — it isn't a discount percentage. Offers from a card network (Visa, Mastercard, RuPay) apply to any bank's card on that network, so they're listed separately below rather than counted for each bank. Cards listed under each bank are that bank's cards on CardChat, not individually scored.

1
Au Bank Active deal
→ Flat 12% instant discount on Domestic Flights
→ Get 5% off on Paytm Utility Bill Payments

No Au Bank cards on CardChat yet.

2
Federal Bank Active deal
→ Flat 5% off on utility bill payments

No Federal Bank cards on CardChat yet.

3
RBL Bank Active deal
→ Flat 12% instant discount on Domestic Flights
+ Its Visa and MasterCard cards also get the network offers below
4
Axis Bank Active deal
→ Flat 8% instant discount on domestic flight
→ Flat 8% instant discount on international flight
+ Its Visa and MasterCard cards also get the network offers below
5
Yes Bank Active deal
→ 5% instant discount on Utility bill payments
+ Its MasterCard cards also get the network offer below

No Punjab National Bank cards on CardChat yet.

8
+ Its MasterCard and Visa cards also get the network offers below
+ Its MasterCard and Visa cards also get the network offers below

Card network offers

These apply to a card from any bank on that network.

Visa cards Active deal
→ Save 50% upto Rs.50 on Paytm Metro
→ Get 25% off on Paytm Metro
82 Visa cards on CardChat
MasterCard cards Active deal
→ Flat Rs.750 off on International Flight Bookings
→ Flat Rs.50 off On Any Bus Bookings
38 MasterCard cards on CardChat

Active deals right now

Banks and networks running Paytm campaigns at the time of the last data refresh.

Au Bank 3 active offers
  • Flat 12% instant discount on Domestic Flights
  • Flat 12% instant discount on Domestic Flights
  • Get 5% off on Paytm Utility Bill Payments
MasterCard 3 active offers
  • Flat Rs.750 off on International Flight Bookings
  • Flat Rs.50 off On Any Bus Bookings
  • Get Rs.400 off on Domestic Flight Bookings
RBL Bank 2 active offers
  • Flat 12% instant discount on Domestic Flights
  • Flat 12% instant discount on Domestic Flights
Axis Bank 2 active offers
  • Flat 8% instant discount on domestic flight
  • Flat 8% instant discount on international flight
Visa 2 active offers
  • Save 50% upto Rs.50 on Paytm Metro
  • Get 25% off on Paytm Metro
Yes Bank 1 active offer
  • 5% instant discount on Utility bill payments
Federal Bank 1 active offer
  • Flat 5% off on utility bill payments

12-month issuer track record

How consistently each bank and network has run Paytm campaigns over the past year — including expired offers. A longer bar means stronger historical coverage.

Bars are scaled relative to the strongest issuer here, not to a fixed percentage — a bar at half the width of the top one means roughly half its track-record score, not half the discount. The number next to each bar reads as, for example, "best 15% · 8 mo": the largest single discount that issuer has offered on Paytm in the last 12 months, and the number of those 12 months in which it ran at least one active campaign.

Visa
best 50% · 2 mo
best 25% · 12 mo
best 20% · 9 mo
best 15% · 4 mo
best 12% · 8 mo
best 15% · 8 mo
best 12% · 10 mo
best 12% · 6 mo
best 10% · 6 mo
best 12% · 3 mo
best 10% · 1 mo
best 10% · 1 mo
MasterCard
best 0% · 10 mo
best 5% · 3 mo