The Axis Horizon Mastercard has a ₹3,000 annual fee, earns 2 EDGE Miles Per ₹100 On All Other Spends, includes 6 airport lounge visits and charges a 3.5% forex markup.
| Annual fee | ₹3,000 |
|---|---|
| Joining fee | ₹3,000 |
| Base rewards | 2 EDGE Miles Per ₹100 On All Other Spends |
| Lounge access | 6 airport lounge visits |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
123 online offers across 73 brands right now, each valid for at least another 7 days. Checked 23 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Paytm: Flat Rs.750 off · till 31 Dec
- AJIO: Flat 20% off · till 31 Dec
- Croma: Upto 20% Add Cashback · till 31 Oct
- MakeMyTrip: Upto 20% off + Extra 5% discount · till 31 Oct
These are Axis Bank's own offers and Mastercard network offers, so they apply to every Axis Bank Mastercard card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Horizon Mastercard Credit Card
Is the Axis Bank Horizon Mastercard Credit Card worth it in 2026?
The Axis Bank Horizon Mastercard Credit Card offers 5 EDGE Miles on every Rs.100 spent on travel and 2 EDGE Miles on all other spends. With a joining and annual fee of Rs.3000 each, plus renewal benefits of 1500 EDGE Miles, it is valuable for frequent travelers who can leverage these rewards.
Who should get the Axis Bank Horizon Mastercard Credit Card?
This card is ideal for frequent travelers and lifestyle enthusiasts who spend significantly on travel and everyday expenses. Users who can utilize the 6 complimentary domestic lounge accesses and 2 international lounge accesses will benefit the most.
How to maximise rewards on the Axis Bank Horizon Mastercard Credit Card?
To maximise rewards, focus on spending on travel to earn 5 EDGE Miles per Rs.100. Additionally, use the card for all other purchases to earn 2 EDGE Miles per Rs.100 and take advantage of the renewal benefit of 1500 EDGE Miles annually.
Is the Axis Bank Horizon Mastercard Credit Card good for international travel?
Yes, the card offers 2 complimentary international airport lounge accesses, enhancing travel comfort. Combined with 5 EDGE Miles on travel spends, it is well-suited for international travelers.