Axis Bank Horizon Mastercard Credit Card

Axis Bank Horizon Mastercard Credit Card

Updated July 2026
Axis Bank · MasterCard · Credit Card
Best for
Frequent travelers seeking rewards
Think twice if
Rarely travels or uses credit cards
Earn 5 EDGE Miles on travel spending Complimentary airport lounge access in India Welcome bonus of 5000 EDGE Reward Points
Joining Fee: Joining Fee of Rs.3000
Renewal Fee: Annual Fee - Rs.3000
Domestic Lounge: 6 Complimentary Lounge Access in India
International Lounge: Enjoy 2 International Complimentary Airport Lounge Access
Rewards: Earn 5 EDGE Miles on Every Rs.100 Spent on Travel
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 5 EDGE Miles on Every Rs.100 Spent on Travel
Earn 2 EDGE Miles Per Rs.100 On All Other Spends
Lounge Access
Domestic 6 Complimentary Lounge Access in India
International Enjoy 2 International Complimentary Airport Lounge Access
Milestone Rewards
Renewal Benefit - 1500 EDGE Miles
Welcome Bonus
Welcome Benefits - 5000 EDGE Reward Points

More about the Axis Bank Horizon Mastercard Credit Card

Is the Axis Bank Horizon Mastercard Credit Card worth it in 2026?

The Axis Bank Horizon Mastercard Credit Card offers strong rewards with 5 EDGE Miles per Rs.100 spent on travel and 2 EDGE Miles per Rs.100 on other spends. The Rs.3000 joining and annual fees are balanced by benefits like 6 domestic and 2 international lounge accesses, making it worthwhile for frequent travelers.

Who should get the Axis Bank Horizon Mastercard Credit Card?

This card is ideal for frequent travelers who spend regularly on travel and lifestyle. Users who can leverage the 5 EDGE Miles on travel spends and enjoy complimentary lounge access in India and abroad will benefit the most from this card.

How to maximise rewards on the Axis Bank Horizon Mastercard Credit Card?

To maximise rewards, focus on spending on travel to earn 5 EDGE Miles per Rs.100. Use the card for other purchases to earn 2 EDGE Miles per Rs.100, and renew timely to gain 1500 EDGE Miles as a renewal benefit.

Is the Axis Bank Horizon Mastercard Credit Card good for international travel?

Yes, it offers 2 complimentary international airport lounge accesses, enhancing travel comfort. Combined with 5 EDGE Miles on travel spends, it is a good choice for international travelers.

Compare

Axis Bank Horizon Mastercard Credit Card
Axis Bank Horizon Mastercard Credit Card
Axis Bank · MasterCard · Credit Card
Joining Fee: Joining Fee of Rs.3000
Renewal Fee: Annual Fee - Rs.3000
Domestic Lounge: 6 Complimentary Lounge Access in India
International Lounge: Enjoy 2 International Complimentary Airport Lounge Access
Rewards: Earn 5 EDGE Miles on Every Rs.100 Spent on Travel
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.3000
Renewal Fee
Annual Fee - Rs.3000
Domestic Lounge
6 Complimentary Lounge Access in India
International Lounge
Enjoy 2 International Complimentary Airport Lounge Access
Rewards
Earn 5 EDGE Miles on Every Rs.100 Spent on Travel
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs.3000. Annual Fee - Rs.3000
6 Complimentary Lounge Access in India International: Enjoy 2 International Complimentary Airport Lounge Access.
Earn 5 EDGE Miles on Every Rs.100 Spent on Travel
3.50% - Foreign Currency Transactions
Renewal Benefit - 1500 EDGE Miles

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