Axis Bank Miles & More World Credit Card

Axis Bank Miles & More World Credit Card

Updated October 2026
Axis Bank · MasterCard · Credit Card

The Axis Miles & More World has a ₹3,500 annual fee, earns 4 Award Miles Per ₹200, includes 4 airport lounge visits a quarter and charges a 3.5% forex markup.

Annual fee₹3,500
Joining fee₹3,500
Base rewards4 Award Miles Per ₹200
Lounge access4 airport lounge visits a quarter
Forex markup3.5%

From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.

Best for
Frequent travelers seeking reward miles
Think twice if
Rarely travels or uses credit cards
Earn 4 Award Miles per Rs.200 spent Complimentary airport lounge access quarterly Welcome bonus of 5000 Award Miles
Joining Fee: Joining Fee of Rs.3500
Renewal Fee: Annual Fee - Rs.3500
Domestic Lounge: 4 Complimentary Airport Lounge Access Per Calendar Quarter
International Lounge: 2 Complimentary Airport Lounge Access Membership Year
Rewards: Earn 4 Award Miles Per Rs.200
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 4 Award Miles Per Rs.200
Lounge Access
Domestic 4 Complimentary Airport Lounge Access Per Calendar Quarter
International 2 Complimentary Airport Lounge Access Membership Year
Milestone Rewards
Annual Nonus Benefits - 3000 Award Miles
Monthly Spend Milestone - Earn 24000 Award Miles on Spend of Rs.1 Lakhs
Welcome Bonus
Welcome Benefits - 5000 Award Miles

Live offers on this card

121 online offers across 73 brands right now, each valid for at least another 7 days. Checked 22 Oct.

These are Axis Bank's own offers and Mastercard network offers, so they apply to every Axis Bank Mastercard card, not just this one. All Axis Bank offers by category.

People Also Asked

What are the rewards offered by the Axis Bank Miles & More World Credit Card? ▼
The Axis Bank Miles & More World Credit Card offers several rewards, including: 1) **Welcome Benefits**: Earn 5000 bonus miles on your first transaction within 30 days of card issuance. 2) **Milestone Benefits**: Receive 3000 bonus miles upon annual renewal and 24000 miles for a monthly spend of ₹100,000. 3) **Reward Redemption**: Redeem miles for shopping at partner stores, car rentals, and flights or upgrades. Ask for more →
What travel offers are available with the Axis Bank Miles & More World Credit Card? ▼
Current travel offers include: 1) **ABHIBUS**: 10% off on bus bookings with a minimum spend of ₹500, maximum discount of ₹150, valid until March 31, 2026. 2) **AGODA**: 10% off on hotel bookings with a maximum discount of ₹5000, valid until January 31, 2026. 3) **EXPEDIA**: Up to 8% off on selected hotel bookings, valid until January 31, 2026. Ask for more →
What is the annual fee for the Axis Bank Miles & More World Credit Card? ▼
The annual fee for the Axis Bank Miles & More World Credit Card is ₹3,500 plus GST, applicable from the second year onwards. There is also a joining fee of ₹3,500 plus GST. Ask for more →
What are the late payment charges for the Axis Bank Miles & More World Credit Card? ▼
The late payment charges for the Axis Bank Miles & More World Credit Card vary based on the outstanding amount. For amounts up to ₹500, the charge is ₹100, and it increases with the outstanding balance, reaching up to ₹1,000 for amounts over ₹10,000. Ask for more →
Does the Axis Bank Miles & More World Credit Card offer fuel benefits? ▼
Yes, the Axis Bank Miles & More World Credit Card provides fuel benefits, allowing cardholders to earn 1 reward mile for every ₹100 spent on fuel purchases. Additionally, there are no fuel surcharge fees on transactions made at select fuel stations. Ask for more →

More about the Axis Bank Miles & More World Credit Card

Is the Axis Bank Miles & More World Credit Card worth it in 2026?

The card offers 4 Award Miles per Rs.200 spent and milestone rewards like 3000 Award Miles annually and 24000 Award Miles on Rs.1 lakh monthly spend. With a joining and annual fee of Rs.3500 each, it is worth it for frequent spenders who can utilize these rewards and lounge benefits.

Who should get the Axis Bank Miles & More World Credit Card?

This card is ideal for frequent travelers and high spenders who want to earn Award Miles on everyday expenses. Users who can spend Rs.1 lakh monthly to unlock 24000 Award Miles and value airport lounge access will benefit the most.

How to maximise rewards on the Axis Bank Miles & More World Credit Card?

To maximise rewards, spend at least Rs.1 lakh monthly to earn 24000 Award Miles and maintain annual spending to get 3000 Award Miles as non-us benefits. Use the card for all purchases to earn 4 Award Miles per Rs.200 consistently.

Is the Axis Bank Miles & More World Credit Card good for international travel?

Yes, it offers 2 complimentary international airport lounge accesses per membership year and 4 domestic lounge accesses per quarter. The Award Miles earned can be redeemed for international travel benefits, making it suitable for frequent international travelers.

Compare

Axis Bank Miles & More World Credit Card
Axis Bank Miles & More World Credit Card
Axis Bank · MasterCard · Credit Card
Joining Fee: Joining Fee of Rs.3500
Renewal Fee: Annual Fee - Rs.3500
Domestic Lounge: 4 Complimentary Airport Lounge Access Per Calendar Quarter
International Lounge: 2 Complimentary Airport Lounge Access Membership Year
Rewards: Earn 4 Award Miles Per Rs.200
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.3500
Renewal Fee
Annual Fee - Rs.3500
Domestic Lounge
4 Complimentary Airport Lounge Access Per Calendar Quarter
International Lounge
2 Complimentary Airport Lounge Access Membership Year
Rewards
Earn 4 Award Miles Per Rs.200
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs.3500. Annual Fee - Rs.3500
4 Complimentary Airport Lounge Access Per Calendar Quarter International: 2 Complimentary Airport Lounge Access Membership Year.
Earn 4 Award Miles Per Rs.200
3.50% - Foreign Currency Transactions
Annual Nonus Benefits - 3000 Award Miles

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