Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card

Updated July 2026
Axis Bank · Visa · Credit Card
Best for
Frequent travelers and entertainment lovers
Think twice if
Rarely travels or uses credit cards
Earn 4 Rewards Points on every spend Complimentary airport lounge access quarterly Free Sony LIV Premium subscription included
Joining Fee: Joining Fee of Rs. 500
Renewal Fee: Second Year Onwards Annual Fee of Rs.500
Domestic Lounge: 1 Complimentary Airport Lounge Access Per Quarter
Rewards: Earn 4 Rewards Points For Every Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 4 Rewards Points For Every Rs.200
Lounge Access
Domestic 1 Complimentary Airport Lounge Access Per Quarter
Welcome Bonus
Complimentary Sony LIV Premium Annual Subscription

More about the Axis Bank My Zone Credit Card

Is the Axis Bank My Zone Credit Card worth it in 2026?

The Axis Bank My Zone Credit Card offers 4 Rewards Points for every Rs.200 spent and includes 1 complimentary airport lounge access per quarter. With a joining fee of Rs.500 and an annual fee of Rs.500 from the second year, it provides good value for frequent spenders and travelers.

Who should get the Axis Bank My Zone Credit Card?

This card is ideal for individuals who spend regularly and want to earn rewards points efficiently, especially those who travel occasionally and can benefit from quarterly complimentary airport lounge access.

How to maximise rewards on the Axis Bank My Zone Credit Card?

To maximise rewards, spend in multiples of Rs.200 to earn 4 Rewards Points per transaction and make use of the complimentary airport lounge access every quarter to enhance travel benefits.

Is the Axis Bank My Zone Credit Card better than a top competing premium card?

While the Axis Bank My Zone Credit Card offers competitive rewards and lounge access at a low fee, top premium cards may provide higher rewards rates and more extensive benefits. It is better suited for moderate spenders seeking value without high fees.

Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs. 500
Renewal Fee: Second Year Onwards Annual Fee of Rs.500
Domestic Lounge: 1 Complimentary Airport Lounge Access Per Quarter
Rewards: Earn 4 Rewards Points For Every Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs. 500
Renewal Fee
Second Year Onwards Annual Fee of Rs.500
Domestic Lounge
1 Complimentary Airport Lounge Access Per Quarter
Rewards
Earn 4 Rewards Points For Every Rs.200
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs. 500. Second Year Onwards Annual Fee of Rs.500
1 Complimentary Airport Lounge Access Per Quarter
Earn 4 Rewards Points For Every Rs.200
3.5% - Foreign Currency Transactions

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