The Axis My Zone has a ₹500 annual fee, earns 4 reward points For Every ₹200, includes 1 airport lounge visit a quarter and charges a 3.5% forex markup.
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Base rewards | 4 reward points For Every ₹200 |
| Lounge access | 1 airport lounge visit a quarter |
| Forex markup | 3.5% |
From issuer benefit data, checked 6 Nov 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
248 online offers across 163 brands right now, each valid for at least another 7 days. Checked 5 Nov.
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
The Axis Bank My Zone Credit Card offers a joining fee of Rs. 500 and an annual fee of Rs. 500 from the second year onwards. Cardholders earn 4 Rewards Points for every Rs. 200 spent and get 1 complimentary airport lounge access per quarter. Additionally, it provides a 1% fuel surcharge waiver and a welcome benefit of a complimentary SonyLIV Premium Annual Subscription.
This card is ideal for frequent domestic travelers and entertainment lovers who can benefit from quarterly complimentary airport lounge access and the SonyLIV Premium membership. It suits users who spend regularly, as earning 4 Rewards Points for every Rs. 200 and milestone rewards on spending Rs. 1.5 lakhs add value.
To maximise rewards, spend regularly to earn 4 Rewards Points for every Rs. 200 spent. Achieving a milestone spend of Rs. 1.5 lakhs unlocks SonyLIV Premium Membership renewal benefits. Also, use the card for fuel purchases to enjoy a 1% fuel surcharge waiver.
The card offers a 1% fuel surcharge waiver on fuel transactions, making it beneficial to use at any domestic fuel station. Specific fuel stations are not listed in our data, so cardholders can enjoy savings across all fuel purchases nationwide.
