The Axis Vistara has no annual fee, earns 2 Maharaja Points For Every ₹200, includes 2 airport lounge visits and charges a 3.5% forex markup.
| Annual fee | None |
|---|---|
| Joining fee | ₹1,500 |
| Base rewards | 2 Maharaja Points For Every ₹200 |
| Lounge access | 2 airport lounge visits |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
- AJIO: Flat 20% off · till 31 Dec
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Vistara Credit Card
Is the Axis Bank Vistara Credit Card worth it in 2026?
Yes, the Axis Bank Vistara Credit Card is worth it in 2026 for frequent flyers. It offers 2 Maharaja Points for every Rs.200 spent and 2 complimentary domestic airport lounge accesses. The joining fee is Rs.1500, but the annual fee is waived from the second year onwards.
Who should get the Axis Bank Vistara Credit Card?
This card is ideal for frequent domestic travelers and Vistara airline users who want to earn Maharaja Points on their spending. It suits individuals looking for airport lounge access and rewards on everyday expenses with a waived annual fee after the first year.
How to maximise rewards on the Axis Bank Vistara Credit Card?
To maximise rewards, spend on categories that earn 2 Maharaja Points for every Rs.200 spent. Use the card for all travel and daily expenses to accumulate points faster and take advantage of the 2 complimentary domestic lounge visits.
Is the Axis Bank Vistara Credit Card good for international travel?
The card primarily benefits domestic travelers with 2 complimentary domestic lounge accesses. It does not offer specific international travel perks, so it may not be the best choice for frequent international travelers.