6E Rewards - Indigo Hdfc Bank Credit Card vs Infinia Metal Edition Hdfc Credit Card: Which is Better in 2026?
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The 6E Rewards - Indigo HDFC Bank Credit Card and the Infinia Metal Edition HDFC Credit Card cater to different user needs. While the former focuses on travel rewards specifically for Indigo flights, the latter offers a broader range of benefits including luxury travel perks and higher reward points across various categories.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | 6E Rewards - Indigo Hdfc Bank Credit Card | Infinia Metal Edition Hdfc Credit Card |
|---|---|---|
| Bank | HDFC Bank | HDFC Bank |
| Network | MasterCard | Visa |
| Joining fee | Joining Fee of Rs.500 | Joining Fee of Rs.12500 |
| Annual / renewal fee | Renewal Fee of Rs. 500 | Renewal Fee of Rs. 12500 |
| Annual fee waiver | — | Spend Rs.10 Lakh For Renewal Fee Waiver |
| Reward rate (headline) | Earn 1 6E Rewards Per Rs.100 | Earn 5X Reward Points on Apple |
| Lounge — domestic | — | Enjoy Unlimited Complimentary Lounge Visits in India |
| Lounge — international | — | Enjoy Unlimited Complimentary International Lounge Visits |
| Fuel surcharge waiver | — | — |
| Welcome benefit | Get 1 Complimentary Flight Ticket Worth Rs.1500 | Earn 12500 Reward Points As Welcome Benefit |
| Milestone benefit | — | — |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | 2% - Foreign Currency Transactions |
Which is better for rewards?
The Infinia Metal Edition HDFC Credit Card is superior for rewards, offering 5X points on select brands and a substantial welcome benefit of 12,500 reward points. In contrast, the 6E Rewards card provides a more limited rewards structure, primarily focused on Indigo flights and specific categories like dining and groceries, making it less versatile for general spending.
Which is better for travel?
For travel enthusiasts, the 6E Rewards - Indigo HDFC Bank Credit Card stands out with its specific focus on Indigo flights, providing a complimentary flight ticket as a welcome benefit. The Infinia card, while offering unlimited lounge access, is more general in its travel benefits and does not cater specifically to any airline, which may be less appealing for frequent Indigo flyers.
Which has lower effective cost?
The Infinia Metal Edition HDFC Credit Card comes with a high joining and renewal fee of Rs. 12,500, but offers a waiver for those who spend Rs. 10 lakh annually. On the other hand, the 6E Rewards card has a much lower fee of Rs. 500, making it more accessible for beginners or those who may not spend extensively on their credit card.
Lounge Access
The Infinia card offers unlimited complimentary lounge visits both domestically and internationally, making it ideal for frequent travelers. In contrast, the 6E Rewards card does not provide any lounge access benefits.
Forex Markup
The Infinia card has a lower forex markup of 2% compared to the 3.5% charged by the 6E Rewards card, making it more cost-effective for international transactions.
Who should pick 6E Rewards - Indigo Hdfc Bank Credit Card?
Consider 6E Rewards - Indigo HDFC Bank Credit Card if you frequently travel with Indigo airlines and prefer a low-cost card with specific travel rewards. Its focus on earning rewards for Indigo flights and other essential spending categories can be beneficial for regular Indigo travelers.
Who should pick Infinia Metal Edition Hdfc Credit Card?
Consider Infinia Metal Edition HDFC Credit Card if you are a high spender looking for extensive rewards across various categories, including electronics and wellness. The luxury perks such as unlimited lounge access and concierge services make it suitable for frequent travelers who value premium benefits.
Frequently Asked Questions
The joining fee is Rs. 500.
You can earn 5X reward points on select brands and 5 reward points for every Rs. 150 spent.
No, the 6E Rewards card does not have any milestone benefits.
The Infinia card offers unlimited complimentary lounge visits in India and internationally.