The Infinia Metal Edition HDFC has a ₹12,500 annual fee (waived on ₹10 lakh annual spend), earns 5 Reward Points For Every ₹150 Spent, includes unlimited domestic & international lounge access and charges a 2% forex markup.
| Annual fee | ₹12,500 |
|---|---|
| Joining fee | ₹12,500 |
| Annual fee waived | On ₹10 lakh annual spend |
| Base rewards | 5 Reward Points For Every ₹150 Spent |
| Lounge access | Unlimited domestic & international lounge access |
| Forex markup | 2% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
300 online offers across 174 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- EaseMyTrip: Flat Rs.7500 off · till 31 Oct
- ixigo: Rs.7500 Discount · till 31 Oct
- MakeMyTrip: Rs.7500 Discount · till 31 Oct
- Yatra: Flat Rs.7500 off · till 31 Oct
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
People Also Asked
More about the Infinia Metal Edition Hdfc Credit Card
Is the Infinia Metal Edition Hdfc Credit Card worth it in 2026?
The Infinia Metal Edition Hdfc Credit Card offers high rewards like 5X points on flights and premium benefits such as unlimited complimentary lounge access. With a joining and renewal fee of Rs. 12,500, it is worth it for users who can leverage these perks and spend over Rs. 10 lakh annually to waive the renewal fee.
Who should get the Infinia Metal Edition Hdfc Credit Card?
This card is ideal for frequent flyers and premium shoppers who spend heavily on flights, Apple products, Myntra, Gyftr, and Pharmeasy. High spenders who can meet the Rs. 10 lakh annual spend threshold to waive the renewal fee will benefit most from its rewards and lounge access.
How to maximise rewards on the Infinia Metal Edition Hdfc Credit Card?
Maximise rewards by using the card for flight bookings, earning 5X points, and shopping on platforms like Apple, Myntra, and Gyftr for 5X points. Additionally, use it on Pharmeasy to earn 10X reward points, and aim to spend Rs. 10 lakh annually to waive the Rs. 12,500 renewal fee.
Is the Infinia Metal Edition Hdfc Credit Card good for international travel?
Yes, the card offers unlimited complimentary international lounge visits, making it excellent for frequent international travelers. Combined with 5X reward points on flights, it enhances travel comfort and rewards globally.