Aditya Birla Sbi Card Select Credit Card vs Ola Money Sbi Visa Platinum Credit Card: Which is Better in 2026?
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The Aditya Birla Sbi Card Select Credit Card and the Ola Money Sbi Visa Platinum Credit Card offer distinct features catering to different user needs. While the former lacks any notable benefits, the latter provides rewards on spending and a waiver on renewal fees under certain conditions.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Aditya Birla Sbi Card Select Credit Card | Ola Money Sbi Visa Platinum Credit Card |
|---|---|---|
| Bank | SBI Cards | SBI Cards |
| Network | Visa | Visa |
| Joining fee | — | — |
| Annual / renewal fee | — | No Annual Fees - First Year Free |
| Annual fee waiver | — | Spend Rs.1 Lakhs For Waiver of Renewal Fee |
| Reward rate (headline) | — | Earn 1% Rewards On All Spends |
| Lounge — domestic | — | — |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | — |
| Milestone benefit | — | — |
| Foreign currency markup | — | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
The Ola Money Sbi Visa Platinum Credit Card is better for rewards, offering 1% rewards on all spends and 7% on Ola rides. In contrast, the Aditya Birla Sbi Card Select Credit Card does not provide any rewards or cashback options, making it less appealing for those looking to earn benefits from their spending.
Which is better for travel?
For travel-related benefits, the Ola Money Sbi Visa Platinum Credit Card is superior as it allows users to earn rewards on travel-related expenses, particularly through Ola rides. The Aditya Birla Sbi Card Select Credit Card does not offer any travel benefits or lounge access, making it less suitable for frequent travelers.
Which has lower effective cost?
In terms of fees, the Ola Money Sbi Visa Platinum Credit Card has a no annual fee for the first year and a spend-based waiver for renewal fees, which can be beneficial for budget-conscious users. The Aditya Birla Sbi Card Select Credit Card, on the other hand, does not list any fees or waivers, which could indicate a lack of value in terms of cost-effectiveness.
Who should pick Aditya Birla Sbi Card Select Credit Card?
Consider Aditya Birla Sbi Card Select Credit Card if you prefer a straightforward card without the complexities of reward structures or if you are looking for a no-fee option without any additional benefits.
Who should pick Ola Money Sbi Visa Platinum Credit Card?
Consider Ola Money Sbi Visa Platinum Credit Card if you frequently use Ola services and want to earn rewards on your everyday spending. Its annual fee waiver and rewards structure make it a practical choice for active users.
Frequently Asked Questions
No, the Aditya Birla Sbi Card Select Credit Card does not offer any rewards or cashback benefits.
The Ola Money Sbi Visa Platinum Credit Card has no annual fees for the first year and offers a waiver on renewal fees if you spend Rs.1 Lakhs.
Yes, there is a 3.5% foreign currency markup for foreign transactions with the Ola Money Sbi Visa Platinum Credit Card.
Yes, you can earn 1% rewards on all spends with the Ola Money Sbi Visa Platinum Credit Card.