The Ola Money SBI Visa Platinum earns 7% Reward Points On All Ola Rides (1% Rewards On All Spends) and charges a 3.5% forex markup.
| Annual fee waived | On ₹1 lakh annual spend |
|---|---|
| Top reward rate | 7% Reward Points On All Ola Rides |
| Base rewards | 1% Rewards On All Spends |
| Forex markup | 3.5% |
From issuer benefit data, checked 25 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
222 online offers across 160 brands right now, each valid for at least another 7 days. Checked 24 Oct.
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
Yes, the Ola Money Sbi Visa Platinum Credit Card is worth it in 2026 as it offers 1% rewards on all spends and a higher 7% reward rate on Ola rides. With no annual fee in the first year and a waiver on renewal fees after spending Rs. 1 lakh, it provides good value for frequent users.
This card is ideal for frequent Ola riders and everyday spenders who want to earn rewards on all transactions. Users who spend at least Rs. 1 lakh annually can benefit from the fee waiver, making it suitable for regular commuters and shoppers.
To maximise rewards, use the card for all Ola rides to earn 7% reward points and for other purchases to get 1% rewards. Additionally, ensure annual spending exceeds Rs. 1 lakh to waive the renewal fee and maintain cost efficiency.
Ola rides provide the best value with 7% reward points, while all other spends earn 1% rewards. Prioritising Ola ride payments on this card maximises your reward earnings.