Apollo Sbi Card Mastercard Credit Card vs Ola Money Sbi Visa Platinum Credit Card: Which is Better in 2026?
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The Apollo Sbi Card Mastercard Credit Card and the Ola Money Sbi Visa Platinum Credit Card both offer unique features for different user needs. While the Apollo card lacks any notable benefits, the Ola Money card provides rewards and a fee waiver option, making it more appealing for everyday spending.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Apollo Sbi Card Mastercard Credit Card | Ola Money Sbi Visa Platinum Credit Card |
|---|---|---|
| Bank | SBI Cards | SBI Cards |
| Network | MasterCard | Visa |
| Joining fee | — | — |
| Annual / renewal fee | — | No Annual Fees - First Year Free |
| Annual fee waiver | — | Spend Rs.1 Lakhs For Waiver of Renewal Fee |
| Reward rate (headline) | — | Earn 1% Rewards On All Spends |
| Lounge — domestic | — | — |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | — |
| Milestone benefit | — | — |
| Foreign currency markup | — | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
The Ola Money Sbi Visa Platinum Credit Card is better for rewards, offering 1% on all spends and 7% on Ola rides. In contrast, the Apollo Sbi Card Mastercard Credit Card does not provide any rewards or cashback options, making it less attractive for users looking to earn benefits through their spending.
Which is better for travel?
Both cards do not offer significant travel benefits such as lounge access or travel insurance. Therefore, they are relatively equal in this dimension, as neither card provides compelling travel-related features.
Which has lower effective cost?
The Ola Money Sbi Visa Platinum Credit Card has a more favorable fee structure, with no annual fees for the first year and a waiver option based on spending. The Apollo Sbi Card Mastercard Credit Card does not have any listed fees or waivers, but this also means it lacks any benefits associated with fees.
Who should pick Apollo Sbi Card Mastercard Credit Card?
Consider Apollo Sbi Card Mastercard Credit Card if you prefer a card with no annual fees or if you are looking for a basic credit card without the complexities of rewards and fees.
Who should pick Ola Money Sbi Visa Platinum Credit Card?
Consider Ola Money Sbi Visa Platinum Credit Card if you want to earn rewards on your spending, especially if you frequently use Ola services. The fee waiver option also makes it a cost-effective choice for regular users.
Frequently Asked Questions
No, the Apollo Sbi Card Mastercard Credit Card does not offer any rewards or cashback benefits.
The foreign currency markup for the Ola Money Sbi Visa Platinum Credit Card is 3.5% on foreign currency transactions.
The Ola Money Sbi Visa Platinum Credit Card has no annual fees for the first year.
Yes, the renewal fee for the Ola Money Sbi Visa Platinum Credit Card can be waived by spending Rs. 1 lakh.