vs
In short: Yes Marquee has the lower annual fee (₹4,999 vs ₹5,000); Axis Atlas includes 12 airport lounge visits (Gold tier), Yes Marquee unlimited international lounge access; Yes Marquee has the lower forex markup (1% vs 3.5%).
| Key facts | Axis Atlas | Yes Marquee |
|---|---|---|
| Annual fee | ₹5,000 | ₹4,999 |
| Joining fee | ₹5,000 | ₹9,999 |
| Annual fee waived | Not listed | On ₹10 lakh annual spend |
| Top reward rate | 5 EDGE Miles per ₹100 Spent on Travel | 36 Reward Points on Every ₹200 For Online Shopping |
| Base rewards | 2 EDGE Miles per ₹100 spent | 10 Reward Points on Every ₹200 |
| Lounge access | 12 airport lounge visits (Gold tier) | Unlimited international lounge access |
| Forex markup | 3.5% | 1% |
From issuer benefit data, checked 9 Nov 2026. Milestones, welcome benefits and caps are in the full table below.
The Axis Bank Atlas Visa Credit Card and the Yes Bank Marquee Credit Card cater to premium users with distinct reward structures and travel benefits. Axis Bank Atlas focuses on travel rewards with EDGE Miles and extensive lounge access, while Yes Bank Marquee offers high reward points on shopping and unlimited international lounge visits. Both cards have fuel surcharge waivers but differ significantly in fees and forex charges.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
Last updated:
| Feature | Axis Bank Atlas Visa Credit Card | Yes Bank Marquee Credit Card |
|---|---|---|
| Bank | Axis Bank | Yes Bank |
| Network | Visa | MasterCard |
| Joining fee | Joining Fee of Rs.5000 | Joining Fee of Rs.9999 |
| Annual / renewal fee | Second Year Onwards Annual Fee of Rs.5000 | Renewal Fee of Rs.4999 |
| Annual fee waiver | — | Spend Rs.1000000 For Renewal Fee Waiver |
| Top reward rate | Earn 5 EDGE Miles per Rs.100 Spent on Travel | 36 Reward Points on Every Rs.200 For Online Shopping |
| Base rate (other spends) | Earn 2 EDGE Miles per Rs.100 spent | 10 Reward Points on Every Rs.200 |
| Lounge — domestic | Gold Tier - 12 Domestic Lounge Access | 6 Complimentary Lounge Access in India |
| Lounge — international | Gold Tier - 6 International Lounge Access | Enjoy Unlimited Complimentary International Lounge Visits |
| Fuel surcharge waiver | 1% Fuel Surcharge Waiver | 1% Fuel Surcharge Waiver |
| Welcome benefit | Enjoy 2500 EDGE Miles as Welcome Benefit | Earn 40000 YES Rewardz Points On Payment of Joining Fees |
| Milestone benefit | Annual Benefits 2500 EDGE Miles - Gold Tier; Annual Benefits 5000 EDGE Miles - Platinum Tier | Earn 20000 Bonus YES Rewardz Points On Payment of Renewal Fees |
| Foreign currency markup | 3.50% - Foreign Currency Transactions | 1% - Foreign Currency Transactions |
For rewards, the Axis Bank Atlas Visa Credit Card offers a base rate of 2 EDGE Miles per Rs.100 spent and accelerates to 5 EDGE Miles on travel-related expenses. Its milestone benefits further enhance rewards with additional EDGE Miles on high annual spends, making it valuable for frequent travelers. The Yes Bank Marquee Credit Card provides 10 Reward Points per Rs.200 spent generally, with 36 Reward Points for online shopping, which is attractive for heavy online shoppers. Overall, the Axis Bank Atlas card's travel-focused rewards and milestone EDGE Miles offer strong value for users prioritizing travel benefits.
Travel benefits favor the Yes Bank Marquee Credit Card due to its unlimited complimentary international lounge access, which is superior to the Axis Bank Atlas card's capped 6 international and 12 domestic lounge visits. The Axis Bank Atlas card still offers good lounge access with Gold Tier privileges and a 1% fuel surcharge waiver, but the Marquee card's unlimited international lounges and additional golf benefits provide a more premium travel experience. Additionally, the Axis card's forex markup of 3.5% is significantly higher than the Marquee's 1%, making the latter more cost-effective for foreign currency transactions.
In terms of fees, the Axis Bank Atlas card charges Rs.5,000 as both joining and renewal fees with no listed waiver, while the Yes Bank Marquee card has a higher joining fee of Rs.9,999 but a lower renewal fee of Rs.4,999, which can be waived if you spend Rs.10 lakhs annually. The Marquee card's fee waiver condition offers potential savings for high spenders, whereas the Axis card's fees are fixed. Considering forex charges, the Marquee card is also more economical with a 1% markup compared to 3.5% on the Axis card, making it more attractive for international usage.
The Yes Bank Marquee Credit Card has a significantly lower forex markup fee of 1% compared to 3.5% on the Axis Bank Atlas Visa Credit Card. This makes the Marquee card more cost-effective for international transactions.
While the Axis Bank Atlas card offers 12 domestic and 6 international lounge visits under Gold Tier privileges, the Yes Bank Marquee card provides unlimited complimentary international lounge access but only 6 domestic lounge visits, favoring frequent international travelers.
The Yes Bank Marquee Credit Card offers a renewal fee waiver if you spend Rs.10 lakhs in a year, which can reduce effective costs for high spenders. The Axis Bank Atlas card does not list any fee waiver in our data, implying fixed fees.
Consider Axis Bank Atlas Visa Credit Card if you prioritize travel rewards with EDGE Miles, want tiered milestone benefits on high spends, and value a good number of domestic and international lounge accesses. It suits users who prefer a straightforward reward structure focused on travel and can benefit from the milestone EDGE Miles on spends up to Rs.15 lakhs.
Consider Yes Bank Marquee Credit Card if you seek unlimited international lounge access, lower forex markup fees, and higher reward points on online shopping. It is ideal for premium users who spend heavily on online and offline shopping, want golf-related privileges, and can leverage the renewal fee waiver by spending Rs.10 lakhs annually.
The Axis Bank Atlas Visa Credit Card has a joining and renewal fee of Rs.5,000 each. The Yes Bank Marquee Credit Card has a higher joining fee of Rs.9,999 and a renewal fee of Rs.4,999, which can be waived upon spending Rs.10 lakhs annually.
The Axis Bank Atlas Visa Credit Card offers 5 EDGE Miles per Rs.100 spent on travel, which is higher than the Yes Bank Marquee Credit Card's reward points on travel not specifically listed in our data. Thus, Axis Bank Atlas is better for travel rewards.
The Axis Bank Atlas Visa Credit Card charges a 3.5% forex markup fee, whereas the Yes Bank Marquee Credit Card charges only 1%, making the Marquee card more economical for foreign currency transactions.
Yes, both cards offer a 1% fuel surcharge waiver on fuel purchases.
Axis Bank Atlas Visa Credit Card offers 12 domestic and 6 international lounge visits under Gold Tier access. Yes Bank Marquee Credit Card provides 6 domestic lounge visits and unlimited complimentary international lounge access.
The Axis Bank Atlas Visa Credit Card has multiple milestone benefits awarding EDGE Miles on spends of Rs.3 lakhs, Rs.7.5 lakhs, and Rs.15 lakhs annually. The Yes Bank Marquee Credit Card offers 20,000 bonus points on payment of renewal fees but no other milestone benefits listed.