Axis Bank Atlas Visa Credit Card

Axis Bank Atlas Visa Credit Card

Updated July 2026
Axis Bank · Visa · Credit Card
Best for
Frequent travelers seeking reward miles
Think twice if
Low spenders or infrequent travelers
Earn 5 EDGE Miles on travel spending Access to multiple domestic and international lounges Welcome benefit of 2500 EDGE Miles
Joining Fee: Joining Fee of Rs.5000
Renewal Fee: Second Year Onwards Annual Fee of Rs.5000
Domestic Lounge: Silver Tier - 8 Domestic Lounge Access
International Lounge: Silver Tier - 4 International Lounge Access
Rewards: Earn of 5 EDGE Miles per Rs.100 Spent on Travel
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn of 5 EDGE Miles per Rs.100 Spent on Travel
Earn 2 EDGE Miles per Rs.100 spent
Lounge Access
Domestic Silver Tier - 8 Domestic Lounge Access
International Silver Tier - 4 International Lounge Access
Milestone Rewards
Annual Benefits 5000 EDGE Miles - Platinum Tier
Milestone benefits - Earn 2500 EDGE Miles on Rs.3 Lakhs Spend
Welcome Bonus
Enjoy 2500 EDGE Miles as Welcome Benefit

People Also Asked

What are the fees associated with the Axis Bank Atlas Visa Credit Card?
The fees for the Axis Bank Atlas Visa Credit Card include: Joining Fee: Rs. 5000, Annual Fee (from 2nd year onwards): Rs. 5000, Late Payment Charges: Rs. 0 for due amount up to Rs. 500, Rs. 500 for due amount between Rs. 501 and Rs. 5000, Rs. 750 for due amount between Rs. 5001 and Rs. 10000, Rs. 1200 for due amount above Rs. 10000, Payment Return Charges: 2% of payment amount (minimum Rs. 500), Cash Withdrawal Fee: 2.5% of cash amount (minimum Rs. 500), Fuel Transaction Fee: 1% on cumulative fuel spends of Rs. 50000 or more per statement cycle, Wallet Loading Transaction Fee: 1% on cumulative wallet loads of Rs. 10000 or more per statement cycle, Education Transaction Fee: 1% per transaction on education payments via third-party apps. Ask for more →
What online offers are available with the Axis Bank Atlas Visa Credit Card?
The Axis Bank Atlas Visa Credit Card provides various online offers across multiple categories. For Shopping, there are 97 offers including AJIO.COM with flat 4% to 4.5% off and an additional 8% off on spends above Rs. 10,000. In Electronics, offers include Rs. 4000 Instant cashback at APPLE and flat 5% cashback at BOAT LIFESTYLE. For Mobiles, you can get Rs. 5000 Instant cashback at APPLE and discounts up to Rs. 3500 at CROMA. In Hotels, offers include staying 3 nights and paying for just 2 at ALAYASTAYS.COM and a 10% Instant Discount. In Jewellery, GEHNA offers flat Rs. 2000 off on spends above Rs. 25,000. Ask for more →

More about the Axis Bank Atlas Visa Credit Card

Is the Axis Bank Atlas Visa Credit Card worth it in 2026?

The Axis Bank Atlas Visa Credit Card offers 2 EDGE Miles per Rs.100 spent, with enhanced 5 EDGE Miles on travel. Milestone benefits add up to 10,000 EDGE Miles on spends up to Rs.15 Lakhs. However, the Rs.5000 joining and annual fees mean it is best suited for high spenders who can fully utilize rewards and lounge access.

Who should get the Axis Bank Atlas Visa Credit Card?

This card is ideal for frequent travelers and high spenders who can leverage the 5 EDGE Miles per Rs.100 on travel and milestone rewards. Users who value lounge access will benefit from 8 domestic and 6 international lounge visits annually under Silver and Gold tiers respectively.

How to maximise rewards on the Axis Bank Atlas Visa Credit Card?

Maximise rewards by focusing spends on travel to earn 5 EDGE Miles per Rs.100. Additionally, aim to reach milestone spends of Rs.3 Lakhs, Rs.7.5 Lakhs, and Rs.15 Lakhs to earn up to 10,000 bonus EDGE Miles. Regular use for everyday and travel expenses will optimise your rewards.

Is the Axis Bank Atlas Visa Credit Card good for international travel?

Yes, the card offers 6 international lounge accesses under the Gold Tier, enhancing travel comfort. With 5 EDGE Miles per Rs.100 spent on travel and milestone bonuses, it rewards international spending effectively, making it suitable for frequent global travelers.

Compare

Axis Bank Atlas Visa Credit Card
Axis Bank Atlas Visa Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.5000
Renewal Fee: Second Year Onwards Annual Fee of Rs.5000
Domestic Lounge: Silver Tier - 8 Domestic Lounge Access
International Lounge: Silver Tier - 4 International Lounge Access
Rewards: Earn of 5 EDGE Miles per Rs.100 Spent on Travel
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.5000
Renewal Fee
Second Year Onwards Annual Fee of Rs.5000
Domestic Lounge
Silver Tier - 8 Domestic Lounge Access
International Lounge
Silver Tier - 4 International Lounge Access
Rewards
Earn of 5 EDGE Miles per Rs.100 Spent on Travel
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs.5000. Second Year Onwards Annual Fee of Rs.5000
Silver Tier - 8 Domestic Lounge Access International: Silver Tier - 4 International Lounge Access.
Earn of 5 EDGE Miles per Rs.100 Spent on Travel
3.50% - Foreign Currency Transactions
Annual Benefits 5000 EDGE Miles - Platinum Tier

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