Axis Bank Atlas Visa Credit Card

Axis Bank Atlas Visa Credit Card

Updated October 2026
Axis Bank · Visa · Credit Card

The Axis Atlas Visa has a ₹5,000 annual fee, earns 2 EDGE Miles per ₹100 spent and charges a 3.5% forex markup.

Annual fee₹5,000
Joining fee₹5,000
Base rewards2 EDGE Miles per ₹100 spent
Forex markup3.5%

From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.

Best for
Frequent travelers seeking rewards
Think twice if
Low spenders or infrequent travelers
Earn 5 EDGE Miles on travel spending Access to multiple domestic and international lounges Welcome benefit of 2500 EDGE Miles
Joining Fee: Joining Fee of Rs.5000
Renewal Fee: Second Year Onwards Annual Fee of Rs.5000
Domestic Lounge: Gold Tier - 12 Domestic Lounge Access
International Lounge: Gold Tier - 6 International Lounge Access
Rewards: Earn 2 EDGE Miles per Rs.100 spent
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 2 EDGE Miles per Rs.100 spent
Earn of 5 EDGE Miles per Rs.100 Spent on Travel
Lounge Access
Domestic Gold Tier - 12 Domestic Lounge Access
International Gold Tier - 6 International Lounge Access
Milestone Rewards
Annual Benefits 2500 EDGE Miles - Gold Tier
Annual Benefits 5000 EDGE Miles - Platinum Tier
Welcome Bonus
Enjoy 2500 EDGE Miles as Welcome Benefit

Live offers on this card

234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.

These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.

People Also Asked

What are the fees associated with the Axis Bank Atlas Visa Credit Card? ▼
The fees for the Axis Bank Atlas Visa Credit Card include: Joining Fee: Rs. 5000, Annual Fee (from 2nd year onwards): Rs. 5000, Late Payment Charges: Rs. 0 for due amount up to Rs. 500, Rs. 500 for due amount between Rs. 501 and Rs. 5000, Rs. 750 for due amount between Rs. 5001 and Rs. 10000, and Rs. 1200 for due amount above Rs. 10000. Additional fees include a Payment Return Charge of 2% of the payment amount (minimum Rs. 500), Cash Withdrawal Fee of 2.5% of the cash amount (minimum Rs. 500), a Fuel Transaction Fee of 1% on cumulative fuel spends of Rs. 50000 or more per statement cycle, a Wallet Loading Transaction Fee of 1% on cumulative wallet loads of Rs. 10000 or more per statement cycle, and an Education Transaction Fee of 1% per transaction on education payments via third-party apps. Ask for more →
What online offers are available with the Axis Bank Atlas Visa Credit Card? ▼
The Axis Bank Atlas Visa Credit Card provides various online offers across multiple categories. For Shopping, there are 97 offers including AJIO.COM with discounts of up to 8% on spends above Rs. 10,000. In Electronics, there are 29 offers such as Rs. 4000 instant cashback at APPLE. For Mobiles, offers include Rs. 5000 instant cashback at APPLE and discounts at CROMA. In Hotels, there are 16 offers like 'Stay 3 nights, Pay for just 2' at ALAYASTAYS.COM. Additionally, in Jewellery, there are 15 offers including Rs. 2000 off on spends above Rs. 25,000 at GEHNA. Ask for more →

More about the Axis Bank Atlas Visa Credit Card

Is the Axis Bank Atlas Visa Credit Card worth it in 2026?

The Axis Bank Atlas Visa Credit Card offers strong rewards with 2 EDGE Miles per Rs.100 spent and 5 EDGE Miles on travel. Milestone benefits provide up to 10,000 EDGE Miles on spends up to Rs.15 Lakhs. However, the Rs.5000 joining and annual fees require regular usage to justify the cost.

Who should get the Axis Bank Atlas Visa Credit Card?

This card is ideal for frequent travelers and high spenders who can benefit from the 5 EDGE Miles per Rs.100 on travel and milestone rewards. Users who value lounge access will appreciate 8 domestic and 12 international lounge visits annually.

How to maximise rewards on the Axis Bank Atlas Visa Credit Card?

Maximise rewards by focusing spending on travel to earn 5 EDGE Miles per Rs.100. Reach milestone spends of Rs.3 Lakhs, Rs.7.5 Lakhs, and Rs.15 Lakhs to earn up to 10,000 additional EDGE Miles.

Is the Axis Bank Atlas Visa Credit Card good for international travel?

Yes, it offers 12 international lounge accesses with Platinum Tier benefits and 5 EDGE Miles per Rs.100 spent on travel, making it suitable for frequent international travelers.

Compare

Axis Bank Atlas Visa Credit Card
Axis Bank Atlas Visa Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.5000
Renewal Fee: Second Year Onwards Annual Fee of Rs.5000
Domestic Lounge: Gold Tier - 12 Domestic Lounge Access
International Lounge: Gold Tier - 6 International Lounge Access
Rewards: Earn 2 EDGE Miles per Rs.100 spent
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.5000
Renewal Fee
Second Year Onwards Annual Fee of Rs.5000
Domestic Lounge
Gold Tier - 12 Domestic Lounge Access
International Lounge
Gold Tier - 6 International Lounge Access
Rewards
Earn 2 EDGE Miles per Rs.100 spent
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs.5000. Second Year Onwards Annual Fee of Rs.5000
Gold Tier - 12 Domestic Lounge Access International: Gold Tier - 6 International Lounge Access.
Earn 2 EDGE Miles per Rs.100 spent
3.50% - Foreign Currency Transactions
Annual Benefits 2500 EDGE Miles - Gold Tier

What do you want to know about this card?

Messages: 0/3 — Login after 3 messages for unlimited chat
Wallet Chat → Compare this card against any other card
Press Enter to send, Shift+Enter for new line