Axis Bank Privilege Easy Credit Card vs Makemytrip Icici Bank Signature Credit Card Visa: Which is Better in 2026?
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When comparing the Axis Bank Privilege Easy Credit Card and the Makemytrip Icici Bank Signature Credit Card, the focus shifts between rewards and travel benefits. The former offers a robust rewards program, while the latter emphasizes travel-related perks.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Axis Bank Privilege Easy Credit Card | Makemytrip Icici Bank Signature Credit Card Visa |
|---|---|---|
| Bank | Axis Bank | ICICI Bank |
| Network | MasterCard | Visa |
| Joining fee | Joining Fee of Rs.1500 | Joining Fee of Rs.2500 |
| Annual / renewal fee | Second Year Onwards Annual Fee of Rs.1500 | No Annual Fee |
| Annual fee waiver | Spend Rs.5 Lakh For Waiver of Annual Fee | — |
| Reward rate (headline) | Earn 10 EDGE Reward Points Per Rs.200 | — |
| Lounge — domestic | 2 Complimentary Airport Lounge Access Per Quarter | 2 Complimentary Airport Lounge Access |
| Welcome benefit | Welcome Benefit - 12500 EDGE REWARD Points | Welcome Benefit - Get Rs.1500 MakeMyTrip Cash in My Wallet |
| Milestone benefit | 10000 Edge Reward Points on Spend of Rs.2.5 Lakhs | Spend Rs.2.5 Lakhs and Earn 1100 My Cash Per Anniversary Year; Spend Rs.5 Lakhs and Earn 4000 My Cash Per Anniversary Year |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | 0.99% - Foreign Currency Transactions |
Which is better for rewards?
The Axis Bank Privilege Easy Credit Card is better for rewards, offering 10 EDGE Reward Points per Rs.200 spent and a welcome benefit of 12,500 EDGE Reward Points. Additionally, it provides a milestone benefit of 10,000 EDGE Reward Points on spending Rs.2.5 Lakhs. In contrast, the Makemytrip Icici Bank Signature Credit Card has a less defined rewards structure, focusing instead on My Cash benefits tied to spending milestones.
Which is better for travel?
The Makemytrip Icici Bank Signature Credit Card excels in travel benefits, offering Rs.1500 MakeMyTrip Cash as a welcome benefit and additional travel-related perks such as a complimentary MMTBLACK membership. Both cards provide similar domestic lounge access, but the Makemytrip card is more tailored for frequent travelers.
Which has lower effective cost?
In terms of effective cost, the Makemytrip Icici Bank Signature Credit Card has no annual fee, making it more appealing for budget-conscious users. The Axis Bank Privilege Easy Credit Card, while offering a fee waiver based on spending, has a joining and renewal fee of Rs.1500, which could be a consideration for some users.
Who should pick Axis Bank Privilege Easy Credit Card?
Consider Axis Bank Privilege Easy Credit Card if you prioritize earning rewards on your everyday spending and are comfortable with the annual fee structure. Its rewards program is particularly advantageous for those who can meet the spending milestones.
Who should pick Makemytrip Icici Bank Signature Credit Card Visa?
Consider Makemytrip Icici Bank Signature Credit Card if you frequently travel and prefer a card with no annual fee. The travel-related benefits and cash rewards make it a suitable choice for those who often book through MakeMyTrip.
Frequently Asked Questions
The joining fee is Rs.1500.
No, it has no annual fee.
Axis Bank Privilege Easy Credit Card has a forex markup of 3.5%, while Makemytrip Icici Bank Signature Credit Card has a lower forex markup of 0.99%.
Both cards offer 2 complimentary domestic airport lounge accesses.