Axis Bank Privilege Easy Credit Card

Axis Bank Privilege Easy Credit Card

Updated October 2026
Axis Bank · MasterCard · Credit Card

The Axis Privilege Easy has a ₹1,500 annual fee (waived on ₹5 lakh annual spend), earns 10 EDGE Reward Points Per ₹200, includes 2 airport lounge visits a quarter and charges a 3.5% forex markup.

Annual fee₹1,500
Joining fee₹1,500
Annual fee waivedOn ₹5 lakh annual spend
Base rewards10 EDGE Reward Points Per ₹200
Lounge access2 airport lounge visits a quarter
Forex markup3.5%

From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.

Best for
Frequent travelers seeking rewards and lounge access
Think twice if
Low spenders who won't meet fee waiver
Earn 10 EDGE Reward Points per Rs.200 2 complimentary airport lounge accesses quarterly Welcome benefit of 12500 EDGE Reward Points
Joining Fee: Joining Fee of Rs.1500
Renewal Fee: Second Year Onwards Annual Fee of Rs.1500 Spend Rs.5 Lakh For Waiver of Annual Fee
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
Rewards: Earn 10 EDGE Reward Points Per Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 10 EDGE Reward Points Per Rs.200
Lounge Access
Domestic 2 Complimentary Airport Lounge Access Per Quarter
Milestone Rewards
10000 Edge Reward Points on Spend of Rs.2.5 Lakhs
Welcome Bonus
Welcome Benefit - 12500 EDGE REWARD Points

Live offers on this card

121 online offers across 73 brands right now, each valid for at least another 7 days. Checked 22 Oct.

These are Axis Bank's own offers and Mastercard network offers, so they apply to every Axis Bank Mastercard card, not just this one. All Axis Bank offers by category.

More about the Axis Bank Privilege Easy Credit Card

Is the Axis Bank Privilege Easy Credit Card worth it in 2026?

The Axis Bank Privilege Easy Credit Card offers 10 EDGE Reward Points per Rs.200 spent and 2 complimentary domestic airport lounge accesses per quarter. With a joining fee and annual fee of Rs.1500, it becomes worth it if you spend regularly and can utilize lounge benefits.

Who should get the Axis Bank Privilege Easy Credit Card?

This card is ideal for frequent domestic travelers and regular spenders who can benefit from airport lounge access and reward points. Users planning to spend Rs.2.5 lakhs or more can unlock milestone rewards, making it suitable for mid to high spenders.

How to maximise rewards on the Axis Bank Privilege Easy Credit Card?

To maximise rewards, spend Rs.2.5 lakhs to earn 10,000 EDGE Reward Points as a milestone bonus. Additionally, use the card for everyday purchases to earn 10 EDGE Reward Points per Rs.200 and aim to spend Rs.5 lakh annually to waive the Rs.1500 annual fee.

Is the Axis Bank Privilege Easy Credit Card better than a top competing premium card?

While it offers competitive rewards and 2 complimentary lounge accesses quarterly, premium cards may provide higher reward rates or more extensive benefits. However, its Rs.1500 annual fee with waiver options makes it a cost-effective choice for mid-tier users.

Compare

Axis Bank Privilege Easy Credit Card
Axis Bank Privilege Easy Credit Card
Axis Bank · MasterCard · Credit Card
Joining Fee: Joining Fee of Rs.1500
Renewal Fee: Second Year Onwards Annual Fee of Rs.1500 Spend Rs.5 Lakh For Waiver of Annual Fee
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Quarter
Rewards: Earn 10 EDGE Reward Points Per Rs.200
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.1500
Renewal Fee
Second Year Onwards Annual Fee of Rs.1500
Spend Rs.5 Lakh For Waiver of Annual Fee
Domestic Lounge
2 Complimentary Airport Lounge Access Per Quarter
Rewards
Earn 10 EDGE Reward Points Per Rs.200
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee of Rs.1500. Second Year Onwards Annual Fee of Rs.1500. Spend Rs.5 Lakh For Waiver of Annual Fee
2 Complimentary Airport Lounge Access Per Quarter
Earn 10 EDGE Reward Points Per Rs.200
Spend Rs.5 Lakh For Waiver of Annual Fee
3.5% - Foreign Currency Transactions
10000 Edge Reward Points on Spend of Rs.2.5 Lakhs

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