Axis Bank Privilege Easy Credit Card vs Standard Chartered Easemytrip Credit Card: Which is Better in 2026?
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When comparing the Axis Bank Privilege Easy Credit Card and the Standard Chartered Easemytrip Credit Card, both offer unique benefits tailored to different spending habits. The Axis Bank card is more focused on general rewards, while the Standard Chartered card emphasizes travel-related rewards.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Axis Bank Privilege Easy Credit Card | Standard Chartered Easemytrip Credit Card |
|---|---|---|
| Bank | Axis Bank | Standard Chartered Bank |
| Network | MasterCard | Visa |
| Joining fee | Joining Fee of Rs.1500 | Joining Fee - Rs.350 |
| Annual / renewal fee | Second Year Onwards Annual Fee of Rs.1500 | Renewal Fee of Rs.350 |
| Annual fee waiver | Spend Rs.5 Lakh For Waiver of Annual Fee | Spend Rs.50000 For Renewal Fee Waiver |
| Reward rate (headline) | Earn 10 EDGE Reward Points Per Rs.200 | Earn 10X Reward points Spent at Standalone Hotel and Airline |
| Lounge — domestic | 2 Complimentary Airport Lounge Access Per Quarter | Enjoy 2 Complimentary Domestic Lounge Access Per Year |
| Welcome benefit | Welcome Benefit - 12500 EDGE REWARD Points | — |
| Milestone benefit | 10000 Edge Reward Points on Spend of Rs.2.5 Lakhs | — |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
Both cards offer competitive rewards structures, with the Axis Bank Privilege Easy Credit Card providing 10 EDGE Reward Points per Rs.200 spent, while the Standard Chartered Easemytrip Credit Card offers 10X points on hotel and airline spends. However, the Easemytrip card also gives 2X points on retail purchases, making it slightly more versatile for everyday spending.
Which is better for travel?
The Axis Bank Privilege Easy Credit Card provides access to two complimentary domestic lounges per quarter, which is beneficial for frequent travelers. In contrast, the Standard Chartered Easemytrip Credit Card does not offer lounge access, focusing instead on travel rewards through its points system. Therefore, for travel enthusiasts, the Axis Bank card may be more appealing.
Which has lower effective cost?
The Axis Bank card has a higher joining and renewal fee of Rs.1500, which can be waived upon spending Rs.5 lakh. On the other hand, the Standard Chartered card has a significantly lower fee of Rs.350, with a waiver at just Rs.50,000 spend. This makes the Standard Chartered card more cost-effective for those who may not spend as much annually.
Who should pick Axis Bank Privilege Easy Credit Card?
Consider Axis Bank Privilege Easy Credit Card if you are looking for a card that rewards general spending and provides lounge access, making it suitable for frequent travelers who can benefit from the additional perks.
Who should pick Standard Chartered Easemytrip Credit Card?
Consider Standard Chartered Easemytrip Credit Card if you prefer a lower annual fee and are focused on maximizing rewards for travel-related expenses, especially if you frequently book hotels and flights.
Frequently Asked Questions
The joining fee is Rs.1500.
You can waive the renewal fee by spending Rs.50,000.
Both cards have a forex markup of 3.5% on foreign currency transactions.
No, the Standard Chartered Easemytrip Credit Card does not have any welcome benefits.