vs
In short: Yes Marquee has the lower annual fee (₹4,999 vs ₹50,000); Axis Reserve includes unlimited domestic & international lounge access, Yes Marquee unlimited international lounge access; Yes Marquee has the lower forex markup (1% vs 1.5%).
| Key facts | Axis Reserve | Yes Marquee |
|---|---|---|
| Annual fee | ₹50,000 | ₹4,999 |
| Joining fee | ₹50,000 | ₹9,999 |
| Annual fee waived | On ₹35 lakh annual spend | On ₹10 lakh annual spend |
| Top reward rate | 30 Edge Reward points on International Spends | 36 Reward Points on Every ₹200 For Online Shopping |
| Base rewards | 15 Reward Points Per ₹200 | 10 Reward Points on Every ₹200 |
| Lounge access | Unlimited domestic & international lounge access | Unlimited international lounge access |
| Forex markup | 1.5% | 1% |
From issuer benefit data, checked 8 Nov 2026. Milestones, welcome benefits and caps are in the full table below.
The Axis Bank Reserve Credit Card and the Yes Bank Marquee Credit Card cater to premium users with distinct fee structures and reward emphases. Axis Bank Reserve has a very high annual fee with a high waiver threshold, while Yes Bank Marquee offers a more moderate fee and waiver requirement. Both provide strong lounge access and fuel surcharge waivers, but their reward points and golfing benefits differ notably.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Axis Bank Reserve Credit Card | Yes Bank Marquee Credit Card |
|---|---|---|
| Bank | Axis Bank | Yes Bank |
| Network | Visa | MasterCard |
| Joining fee | Joining Fee of Rs.50000 | Joining Fee of Rs.9999 |
| Annual / renewal fee | Second Year Onwards Annual Fee of Rs.50000 | Renewal Fee of Rs.4999 |
| Annual fee waiver | Spend Rs.35 Lakhs For Annual Fee Waiver | Spend Rs.1000000 For Renewal Fee Waiver |
| Top reward rate | Earn 30 Edge Reward points on International Spends | 36 Reward Points on Every Rs.200 For Online Shopping |
| Base rate (other spends) | Earn 15 Reward Points Per Rs.200 | 10 Reward Points on Every Rs.200 |
| Lounge — domestic | Unlimited Domestic Lounge Visits | 6 Complimentary Lounge Access in India |
| Lounge — international | Complimentary Priority Pass Membership With Unlimited Visits | Enjoy Unlimited Complimentary International Lounge Visits |
| Fuel surcharge waiver | 1% Fuel Surcharge Waiver | 1% Fuel Surcharge Waiver |
| Welcome benefit | Earn 15000 Reward Points on Card Activation | Earn 40000 YES Rewardz Points On Payment of Joining Fees |
| Milestone benefit | — | Earn 20000 Bonus YES Rewardz Points On Payment of Renewal Fees |
| Foreign currency markup | 1.5% - Foreign Currency Transactions | 1% - Foreign Currency Transactions |
Both cards offer compelling rewards but with different focuses. The Axis Bank Reserve card provides 15 reward points per Rs.200 spent generally and doubles to 30 points on international spends, plus 15 points on rentals. Its welcome bonus is 15,000 points. The Yes Bank Marquee card offers a base rate of 10 points per Rs.200, with accelerated rates of 18 points offline and 36 points online, plus a welcome bonus of 40,000 points. Axis Bank Reserve is better suited for those who spend significantly on international transactions and rentals, while Yes Bank Marquee favors online shopping with its highest reward rate. The best choice depends on your spending habits.
Both cards offer excellent lounge access, but with different scopes. Axis Bank Reserve provides unlimited domestic lounge visits plus complimentary Priority Pass membership for unlimited international lounges, making it highly travel-friendly. Yes Bank Marquee offers 6 complimentary domestic lounge visits and unlimited international lounge access, which is generous but more limited domestically. Both waive 1% fuel surcharge, supporting travel convenience. For frequent travelers seeking extensive lounge access, Axis Bank Reserve has an edge, while Yes Bank Marquee still covers essential travel benefits well.
The Axis Bank Reserve card commands a very high joining and renewal fee of Rs.50,000, with an annual fee waiver only after spending Rs.35 lakhs, making it suitable for ultra-high spenders. In contrast, Yes Bank Marquee has a much lower joining fee of Rs.9,999 and renewal fee of Rs.4,999, with a waiver threshold of Rs.10 lakhs, which is more accessible. For those mindful of fees and looking for premium benefits at a lower cost, Yes Bank Marquee is more cost-effective. Axis Bank Reserve’s fees are justified only if the user can maximize its high-value rewards and benefits.
Axis Bank Reserve offers 50 complimentary golf rounds annually, which is substantial for avid golfers. Yes Bank Marquee provides 12 complimentary golf lessons per year, 4 complimentary green fee rounds annually, and 50% discounts on green fees, catering well to golf enthusiasts who value coaching and discounted play.
Axis Bank Reserve requires a very high spend of Rs.35 lakhs annually to waive the Rs.50,000 renewal fee, making it suitable only for very high spenders. Yes Bank Marquee’s waiver threshold is Rs.10 lakhs, which is more attainable for many premium users, offering easier fee management.
Consider Axis Bank Reserve Credit Card if you are an ultra-premium spender who values unlimited domestic and international lounge access, high reward points on international and rental spends, and can comfortably meet the Rs.35 lakh annual fee waiver threshold. It is ideal if you want extensive golf benefits with 50 complimentary rounds annually and prefer Visa network privileges.
Consider Yes Bank Marquee Credit Card if you want a premium card with a more affordable fee structure, strong reward points especially for online shopping, and a balanced travel benefit with unlimited international and limited domestic lounge access. It suits those who want golf coaching and discounted golf services, and prefer MasterCard network features.
Axis Bank Reserve charges a 1.5% forex markup on foreign currency transactions, while Yes Bank Marquee charges a lower 1% forex markup.
Yes, both cards provide a 1% fuel surcharge waiver on fuel transactions.
Axis Bank Reserve offers unlimited domestic lounge visits, whereas Yes Bank Marquee includes 6 complimentary domestic lounge visits.
Axis Bank Reserve has a joining and renewal fee of Rs.50,000 each year, with waiver on spending Rs.35 lakhs. Yes Bank Marquee has a joining fee of Rs.9,999 and renewal fee of Rs.4,999, waived on Rs.10 lakhs annual spend.
Yes, Axis Bank Reserve offers 15,000 reward points on card activation, while Yes Bank Marquee provides 40,000 YES Rewardz points on payment of joining fees.
Yes Bank Marquee offers accelerated rewards of 36 points per Rs.200 spent on online shopping, making it more rewarding for online purchases compared to Axis Bank Reserve.