The Axis Reserve has a ₹50,000 annual fee (waived on ₹35 lakh annual spend), earns 15 Reward Points Per ₹200, includes unlimited domestic & international lounge access and charges a 1.5% forex markup.
| Annual fee | ₹50,000 |
|---|---|
| Joining fee | ₹50,000 |
| Annual fee waived | On ₹35 lakh annual spend |
| Base rewards | 15 Reward Points Per ₹200 |
| Lounge access | Unlimited domestic & international lounge access |
| Forex markup | 1.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
234 online offers across 164 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
- AJIO: Flat 20% off · till 31 Dec
These are Axis Bank's own offers and Visa network offers, so they apply to every Axis Bank Visa card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Reserve Credit Card
Is the Axis Bank Reserve Credit Card worth it in 2026?
The Axis Bank Reserve Credit Card offers high rewards like 15 Reward Points per Rs.200 on rentals and 30 Edge Reward points on international spends. With a Rs.50,000 joining and annual fee, it is worth it if you spend over Rs.35 lakhs annually to get the fee waived.
Who should get the Axis Bank Reserve Credit Card?
This card is ideal for high spenders who frequently travel domestically and internationally. Users spending large amounts on rentals and international transactions will benefit most from the reward points and unlimited lounge access.
How to maximise rewards on the Axis Bank Reserve Credit Card?
To maximise rewards, use the card for rental payments to earn 15 Reward Points per Rs.200 and for international spends to earn 30 Edge Reward points. Spending Rs.35 lakhs annually also waives the Rs.50,000 annual fee, increasing overall value.
Is the Axis Bank Reserve Credit Card good for international travel?
Yes, it offers 30 Edge Reward points on international spends and complimentary Priority Pass membership with unlimited lounge visits. These benefits make it excellent for frequent international travelers.