Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card

Updated July 2026
Axis Bank · Visa · Credit Card
Best for
Frequent international travelers and high spenders
Think twice if
Low spenders or infrequent travelers
30 Edge Reward points on international spends Unlimited domestic lounge access Complimentary Priority Pass for international lounges
Joining Fee: Joining Fee of Rs.50000
Renewal Fee: Second Year Onwards Annual Fee of Rs.50000 Spend Rs.35 Lakhs For Annual Fee Waiver
Domestic Lounge: Unlimited Domestic Lounge Visits
International Lounge: Complimentary Priority Pass Membership With Unlimited Visits
Rewards: Earn 15 Reward Points Per Rs.200
Forex Markup: 1.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 15 Reward Points Per Rs.200
Earn 15 Reward Points Per Rs.200 on Rental
Earn 30 Edge Reward points on International Spends
Lounge Access
Domestic Unlimited Domestic Lounge Visits
International Complimentary Priority Pass Membership With Unlimited Visits
Welcome Bonus
Earn 15000 Reward Points on Card Activation

More about the Axis Bank Reserve Credit Card

Is the Axis Bank Reserve Credit Card worth it in 2026?

The Axis Bank Reserve Credit Card is worth it if you spend heavily, especially internationally. With a joining fee and annual fee of Rs.50,000, the fee is waived only after spending Rs.35 lakhs annually. High spenders can benefit from premium rewards and lounge access.

Who should get the Axis Bank Reserve Credit Card?

This card is ideal for affluent users who spend over Rs.35 lakhs annually and travel frequently. It suits individuals seeking premium rewards with 30 Edge Reward points on international spends and unlimited lounge access.

How to maximise rewards on the Axis Bank Reserve Credit Card?

Maximise rewards by focusing on international spends to earn 30 Edge Reward points per Rs.200 and domestic spends including rentals for 15 points per Rs.200. Spending above Rs.35 lakhs also waives the Rs.50,000 annual fee.

Is the Axis Bank Reserve Credit Card good for international travel?

Yes, it offers 30 Edge Reward points on international spends and complimentary Priority Pass membership with unlimited international lounge visits, making it excellent for frequent global travellers.

Compare

Axis Bank Reserve Credit Card
Axis Bank Reserve Credit Card
Axis Bank · Visa · Credit Card
Joining Fee: Joining Fee of Rs.50000
Renewal Fee: Second Year Onwards Annual Fee of Rs.50000 Spend Rs.35 Lakhs For Annual Fee Waiver
Domestic Lounge: Unlimited Domestic Lounge Visits
International Lounge: Complimentary Priority Pass Membership With Unlimited Visits
Rewards: Earn 15 Reward Points Per Rs.200
Forex Markup: 1.5% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.50000
Renewal Fee
Second Year Onwards Annual Fee of Rs.50000
Spend Rs.35 Lakhs For Annual Fee Waiver
Domestic Lounge
Unlimited Domestic Lounge Visits
International Lounge
Complimentary Priority Pass Membership With Unlimited Visits
Rewards
Earn 15 Reward Points Per Rs.200
Forex Markup
1.5% - Foreign Currency Transactions
Joining Fee of Rs.50000. Second Year Onwards Annual Fee of Rs.50000. Spend Rs.35 Lakhs For Annual Fee Waiver
Unlimited Domestic Lounge Visits International: Complimentary Priority Pass Membership With Unlimited Visits.
Earn 15 Reward Points Per Rs.200
Spend Rs.35 Lakhs For Annual Fee Waiver
1.5% - Foreign Currency Transactions

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