Bajaj Finserv Rbl Platinum Plus Supercard vs Rbl Bank Platinum Delight Mastercard Credit Card: Which is Better in 2026?
vs
The Bajaj Finserv Rbl Platinum Plus Supercard offers no notable benefits, making it less appealing for users seeking rewards or perks. In contrast, the Rbl Bank Platinum Delight Mastercard Credit Card provides a structured rewards program and a welcome bonus, making it a more attractive option for those looking to earn rewards.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
Last updated:
| Feature | Bajaj Finserv Rbl Platinum Plus Supercard | Rbl Bank Platinum Delight Mastercard Credit Card |
|---|---|---|
| Bank | RBL Bank | RBL Bank |
| Network | MasterCard | MasterCard |
| Joining fee | — | — |
| Annual / renewal fee | — | Renewal Fee of Rs.1000 |
| Annual fee waiver | — | Spend Rs.2 Lakhs For Waiver of Annual Membership Fee |
| Reward rate (headline) | — | Earn 2 Reward Points per Rs.100 |
| Lounge — domestic | — | — |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | Welcome Benefit - 4000 Reward Points |
| Milestone benefit | — | Earn 1000 Bonus Reward Points Every Month |
| Foreign currency markup | — | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
The Rbl Bank Platinum Delight Mastercard Credit Card is superior for rewards, offering 2 Reward Points per Rs.100 spent, with an enhanced rate of 4 Reward Points on weekends. Additionally, it provides a welcome benefit of 4000 Reward Points, which can significantly boost initial rewards. In contrast, the Bajaj Finserv Rbl Platinum Plus Supercard lacks any rewards program, making it unsuitable for reward-seeking customers.
Which is better for travel?
Both cards do not offer specific travel benefits such as lounge access or travel insurance, making them equal in this dimension. However, the Rbl Bank Platinum Delight Mastercard does have a foreign currency transaction markup of 3.5%, which is a consideration for international travelers. The lack of travel perks in both cards may limit their appeal to frequent flyers.
Which has lower effective cost?
The Rbl Bank Platinum Delight Mastercard has a renewal fee of Rs.1000, but it can be waived by spending Rs.2 Lakhs annually. This fee structure may be manageable for frequent users. The Bajaj Finserv Rbl Platinum Plus Supercard, on the other hand, has no listed fees, but it also offers no benefits, making it less valuable overall despite the absence of costs.
Who should pick Bajaj Finserv Rbl Platinum Plus Supercard?
Consider Bajaj Finserv Rbl Platinum Plus Supercard if you prefer a card with no fees and do not mind the absence of rewards or benefits. This card may suit users who want a straightforward credit card without the complexities of rewards programs.
Who should pick Rbl Bank Platinum Delight Mastercard Credit Card?
Consider Rbl Bank Platinum Delight Mastercard Credit Card if you are looking for a card that offers rewards for your spending. With a structured rewards program and a welcome bonus, this card is ideal for users who frequently make purchases and can meet the spending requirements for fee waivers.
Frequently Asked Questions
The Bajaj Finserv Rbl Platinum Plus Supercard does not offer any rewards.
Yes, the fee can be waived by spending Rs.2 Lakhs annually.
The welcome benefit is 4000 Reward Points.
Neither card offers travel benefits such as lounge access or travel insurance.
The foreign currency transaction fee is 3.5%.