The RBL Platinum Delight Mastercard has a ₹1,000 annual fee (waived on ₹2 lakh annual spend), earns 2 Reward Points per ₹100 and charges a 3.5% forex markup.
| Annual fee | ₹1,000 |
|---|---|
| Annual fee waived | On ₹2 lakh annual spend |
| Base rewards | 2 Reward Points per ₹100 |
| Forex markup | 3.5% |
From issuer benefit data, checked 25 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
77 online offers across 59 brands right now, each valid for at least another 7 days. Checked 25 Oct.
These are RBL Bank's own offers and Mastercard network offers, so they apply to every RBL Bank Mastercard card, not just this one. All RBL Bank offers by category.
The Rbl Bank Platinum Delight Mastercard Credit Card has an annual fee of Rs.1000, which can be waived by spending Rs.2 Lakhs. It offers 2 reward points per Rs.100 on regular spends and 4 reward points per Rs.100 on weekends, plus a monthly milestone of 1000 bonus points. These benefits make it valuable for frequent spenders.
This card is ideal for users who spend regularly and can meet the Rs.2 Lakhs annual spend to waive the Rs.1000 fee. Weekend shoppers benefit from 4 reward points per Rs.100, while all users enjoy a 1% fuel surcharge waiver and a welcome bonus of 4000 reward points.
To maximise rewards, spend more on weekends to earn 4 reward points per Rs.100 instead of 2. Also, aim to spend Rs.2 Lakhs annually to waive the Rs.1000 fee and earn 1000 bonus reward points every month. Using the card for fuel purchases also saves 1% on fuel surcharge.
The card offers a 1% fuel surcharge waiver on fuel transactions, applicable at all fuel stations. This benefit helps reduce costs on fuel purchases, making it advantageous for regular drivers.