Bajaj Finserv Rbl Platinum Plus Supercard vs Rbl Bank Platinum Plus Mastercard Credit Card: Which is Better in 2026?
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The Bajaj Finserv Rbl Platinum Plus Supercard and the Rbl Bank Platinum Plus Mastercard Credit Card offer distinct features for potential users. While the former lacks any notable benefits, the latter provides a structured rewards program and some complimentary lounge access.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Bajaj Finserv Rbl Platinum Plus Supercard | Rbl Bank Platinum Plus Mastercard Credit Card |
|---|---|---|
| Bank | RBL Bank | RBL Bank |
| Network | MasterCard | MasterCard |
| Joining fee | — | — |
| Annual / renewal fee | — | Renewal Fee of Rs.999 |
| Annual fee waiver | — | Spend Rs.1 Lakh For Waiver of Annual Membership Fee |
| Reward rate (headline) | — | Earn 1 Reward Points per Rs.100 |
| Lounge — domestic | — | 2 Complimentary Airport Lounge Access Per Year |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | 4000 Reward Points on Payment of Annual Fee |
| Milestone benefit | — | — |
| Foreign currency markup | — | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
The Rbl Bank Platinum Plus Mastercard Credit Card is superior for rewards, offering 1 reward point per Rs.100 spent, with double points on online transactions. In contrast, the Bajaj Finserv Rbl Platinum Plus Supercard does not provide any reward points or cashback, making it less appealing for users focused on maximizing rewards.
Which is better for travel?
For travel benefits, the Rbl Bank Platinum Plus Mastercard Credit Card includes 2 complimentary domestic lounge accesses per year, which can enhance the travel experience. The Bajaj Finserv Rbl Platinum Plus Supercard does not offer any lounge access, making it less suitable for frequent travelers.
Which has lower effective cost?
In terms of effective cost, the Rbl Bank Platinum Plus Mastercard Credit Card has a renewal fee of Rs.999, which can be waived by spending Rs.1 lakh annually. The Bajaj Finserv Rbl Platinum Plus Supercard does not have any annual fees listed, which may appeal to cost-conscious users, but the lack of benefits may offset this advantage.
Who should pick Bajaj Finserv Rbl Platinum Plus Supercard?
Consider Bajaj Finserv Rbl Platinum Plus Supercard if you prefer a card with no annual fee and do not require rewards or travel benefits. It may suit those who want a straightforward credit card without additional complexities.
Who should pick Rbl Bank Platinum Plus Mastercard Credit Card?
Consider Rbl Bank Platinum Plus Mastercard Credit Card if you are looking for a card that offers rewards on spending and travel perks like lounge access. This card is better suited for users who frequently make online purchases and travel domestically.
Frequently Asked Questions
No, it does not offer any rewards or cashback benefits.
The annual fee is Rs.999, which can be waived by spending Rs.1 lakh.
It offers 2 complimentary domestic lounge accesses per year.
Yes, there is a forex markup of 3.5% on foreign currency transactions.