Rbl Bank Platinum Plus Mastercard Credit Card

Rbl Bank Platinum Plus Mastercard Credit Card

Updated July 2026
RBL Bank · MasterCard · Credit Card
Best for
Frequent online shoppers and travelers
Think twice if
Low spenders or infrequent travelers
2X Reward Points on online purchases Complimentary airport lounge access annually Welcome bonus of 4000 Reward Points
Renewal Fee: Annual Fee of Rs.999 Spend Rs.1 Lakh For Waiver of Annual Membership Fee
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Year
Rewards: Earn 1 Reward Points per Rs.100
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 1 Reward Points per Rs.100
Earn 2X Reward Points per Rs.100 on Online Spends
Lounge Access
Domestic 2 Complimentary Airport Lounge Access Per Year
Welcome Bonus
4000 Reward Points on Payment of Annual Fee

More about the Rbl Bank Platinum Plus Mastercard Credit Card

Is the Rbl Bank Platinum Plus Mastercard Credit Card worth it in 2026?

The Rbl Bank Platinum Plus Mastercard Credit Card offers 2X Reward Points per Rs.100 on online spends and 1 Reward Point per Rs.100 on other spends. With 2 complimentary airport lounge accesses annually and an annual fee of Rs.999, which is waived on spending Rs.1 Lakh, it provides good value for frequent online shoppers.

Who should get the Rbl Bank Platinum Plus Mastercard Credit Card?

This card is ideal for users who frequently shop online and can spend at least Rs.1 Lakh annually to waive the Rs.999 annual fee. It suits individuals seeking reward points on everyday spends and occasional airport lounge access.

How to maximise rewards on the Rbl Bank Platinum Plus Mastercard Credit Card?

To maximise rewards, focus on making online purchases to earn 2X Reward Points per Rs.100. Additionally, ensure your annual spend crosses Rs.1 Lakh to get the annual fee waived, increasing your net benefits.

Is the Rbl Bank Platinum Plus Mastercard Credit Card better than a top competing premium card?

While the Rbl Bank Platinum Plus Mastercard offers competitive rewards on online spends and complimentary lounge access, premium cards may offer higher reward rates and more lounge visits. It is better suited for moderate spenders looking for value without a high annual fee.

Compare

CompareCompare Rbl Bank Platinum Plus Mastercard Credit Card with: Hdfc Bank Biz Power Visa Credit Card · Rbl Platinum Choice Mastercard Credit Card · Idfc First Millennia Credit Card
Rbl Bank Platinum Plus Mastercard Credit Card
Rbl Bank Platinum Plus Mastercard Credit Card
RBL Bank · MasterCard · Credit Card
Renewal Fee: Annual Fee of Rs.999 Spend Rs.1 Lakh For Waiver of Annual Membership Fee
Domestic Lounge: 2 Complimentary Airport Lounge Access Per Year
Rewards: Earn 1 Reward Points per Rs.100
Forex Markup: 3.5% - Foreign Currency Transactions
Renewal Fee
Annual Fee of Rs.999
Spend Rs.1 Lakh For Waiver of Annual Membership Fee
Domestic Lounge
2 Complimentary Airport Lounge Access Per Year
Rewards
Earn 1 Reward Points per Rs.100
Forex Markup
3.5% - Foreign Currency Transactions
CompareCompare Rbl Bank Platinum Plus Mastercard Credit Card with: Hdfc Bank Biz Power Visa Credit Card · Rbl Platinum Choice Mastercard Credit Card · Idfc First Millennia Credit Card
Annual Fee of Rs.999. Spend Rs.1 Lakh For Waiver of Annual Membership Fee
2 Complimentary Airport Lounge Access Per Year
Earn 1 Reward Points per Rs.100
Spend Rs.1 Lakh For Waiver of Annual Membership Fee
3.5% - Foreign Currency Transactions

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