The RBL Platinum Plus Mastercard has a ₹999 annual fee (waived on ₹1 lakh annual spend), earns 1 Reward Points per ₹100, includes 2 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹999 |
|---|---|
| Annual fee waived | On ₹1 lakh annual spend |
| Base rewards | 1 Reward Points per ₹100 |
| Lounge access | 2 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
110 online offers across 77 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7500 off · till 30 Nov
- Croma: Rs.3000 Discount · till 31 Oct
- Paytm: Flat Rs.750 off · till 31 Dec
- Zepto: Flat Rs.100 off · till 31 Oct
- MakeMyTrip: Upto 35% Instant Discount · till 31 Oct
These are RBL Bank's own offers and Mastercard network offers, so they apply to every RBL Bank Mastercard card, not just this one. All RBL Bank offers by category.
More about the Rbl Bank Platinum Plus Mastercard Credit Card
Is the Rbl Bank Platinum Plus Mastercard Credit Card worth it in 2026?
Yes, the Rbl Bank Platinum Plus Mastercard Credit Card is worth it in 2026 for users who spend online frequently. It offers 2X Reward Points per Rs.100 on online spends and 1 Reward Point per Rs.100 on other spends. The annual fee of Rs.999 can be waived by spending Rs.1 Lakh in a year.
Who should get the Rbl Bank Platinum Plus Mastercard Credit Card?
This card is ideal for online shoppers and frequent travelers who can benefit from 2X Reward Points on online spends and 2 complimentary airport lounge accesses per year. Users who can spend at least Rs.1 Lakh annually to waive the fee will maximize its value.
How to maximise rewards on the Rbl Bank Platinum Plus Mastercard Credit Card?
To maximise rewards, focus on making online purchases to earn 2X Reward Points per Rs.100 spent. Additionally, ensure annual spending exceeds Rs.1 Lakh to get the Rs.999 annual fee waived, increasing overall savings.
Is the Rbl Bank Platinum Plus Mastercard Credit Card better than a top competing premium card?
The Rbl Bank Platinum Plus Mastercard offers competitive rewards on online spends and complimentary lounge access at a lower annual fee of Rs.999. However, premium cards may offer higher rewards and more benefits but often come with higher fees, making this card a cost-effective choice for moderate spenders.