Bajaj Finserv Rbl Platinum Plus Supercard vs Rbl Bank Shoprite Platinum Mastercard Credit Card: Which is Better in 2026?
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The Bajaj Finserv Rbl Platinum Plus Supercard offers no notable benefits, making it a basic option. In contrast, the Rbl Bank Shoprite Platinum Mastercard Credit Card provides a welcome benefit and rewards for grocery purchases, making it more appealing for users looking for value.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Bajaj Finserv Rbl Platinum Plus Supercard | Rbl Bank Shoprite Platinum Mastercard Credit Card |
|---|---|---|
| Bank | RBL Bank | RBL Bank |
| Network | MasterCard | MasterCard |
| Joining fee | — | — |
| Annual / renewal fee | — | Annual Fee of Rs.500 |
| Annual fee waiver | — | Spend Rs.1.5 Lakh For Waiver of Annual Membership Fee |
| Reward rate (headline) | — | Earn 1 Reward Points per Rs.100 |
| Lounge — domestic | — | — |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | Welcome Benefit - 2000 Reward Points |
| Milestone benefit | — | — |
| Foreign currency markup | — | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
The Rbl Bank Shoprite Platinum Mastercard Credit Card is clearly better for rewards, offering 20 reward points for every Rs.100 spent on groceries and a welcome benefit of 2000 reward points. In contrast, the Bajaj Finserv Rbl Platinum Plus Supercard lacks any reward structure, making it less attractive for users who prioritize earning points on their spending.
Which is better for travel?
Both cards do not provide any lounge access or travel-related benefits, making them equally unappealing for frequent travelers. Users should consider other options if travel perks are a priority.
Which has lower effective cost?
The Rbl Bank Shoprite Platinum Mastercard Credit Card has a renewal fee of Rs.500, which can be waived by spending Rs.1.5 lakh. The Bajaj Finserv Rbl Platinum Plus Supercard does not mention any fees, but the absence of benefits suggests it may not offer significant value either way. Thus, the Shoprite card is more structured in its fee approach.
Who should pick Bajaj Finserv Rbl Platinum Plus Supercard?
Consider Bajaj Finserv Rbl Platinum Plus Supercard if you prefer a card with no annual fees and are not concerned about rewards or benefits. It may suit those who want a straightforward credit card without additional features.
Who should pick Rbl Bank Shoprite Platinum Mastercard Credit Card?
Consider Rbl Bank Shoprite Platinum Mastercard Credit Card if you frequently shop for groceries and want to earn rewards on those purchases. The welcome benefit and potential for waiving the renewal fee make it a more beneficial choice for active spenders.
Frequently Asked Questions
No, it does not offer any rewards or benefits.
The renewal fee is Rs.500, which can be waived by spending Rs.1.5 lakh.
No, neither card offers travel benefits or lounge access.
The welcome benefit is 2000 reward points.