Yes, the card is worth it if you spend regularly on groceries. You earn 20 Reward Points for every Rs.100 spent on grocery purchases. The Rs.500 annual fee can be waived by spending Rs.1.5 lakh annually, making it cost-effective for frequent users.
This card is ideal for shoppers who spend heavily on groceries and want to earn high reward points. If you spend Rs.1.5 lakh or more annually, you can waive the annual fee, maximizing your benefits.
To maximise rewards, focus your spending on grocery purchases where you earn 20 Reward Points per Rs.100. Additionally, aim to spend at least Rs.1.5 lakh annually to waive the Rs.500 annual fee.
Grocery purchases offer the best value, earning 20 Reward Points for every Rs.100 spent. Other purchases earn 1 Reward Point per Rs.100, so prioritising groceries maximises your rewards.