Bank Of Baroda Cma One Credit Card vs Bank Of Baroda Easy Visa Credit Card: Which is Better in 2026?
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The Bank Of Baroda Cma One Credit Card offers no notable benefits, making it less appealing for users seeking rewards or travel perks. In contrast, the Bank Of Baroda Easy Visa Credit Card provides a structured rewards program and fee waivers, catering to users looking for value in their spending.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Bank Of Baroda Cma One Credit Card | Bank Of Baroda Easy Visa Credit Card |
|---|---|---|
| Bank | Bank Of Baroda | Bank Of Baroda |
| Network | MasterCard | Visa |
| Joining fee | — | Joining Fee of Rs.500 |
| Annual / renewal fee | — | Annual Fee of Rs.500 |
| Annual fee waiver | — | Spend Rs.6000 For Joining Fee Waiver |
| Reward rate (headline) | — | 5X Reward Points on Movies |
| Lounge — domestic | — | — |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | Earn 500 Reward points As Welcome Benefit on the Spends of Rs.5000 |
| Milestone benefit | — | — |
| Foreign currency markup | — | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
The Bank Of Baroda Easy Visa Credit Card is clearly superior for rewards, offering 5X reward points on movies and departmental stores, along with a welcome benefit of 500 reward points upon spending Rs. 5000. In contrast, the Bank Of Baroda Cma One Credit Card lacks any rewards structure, making it unsuitable for reward-seeking users.
Which is better for travel?
Both cards do not provide any lounge access or travel-specific benefits, making them equally unappealing for frequent travelers. Users should look for cards with travel perks if they prioritize travel benefits.
Which has lower effective cost?
The Bank Of Baroda Easy Visa Credit Card has a joining and annual fee of Rs. 500, which can be waived by spending Rs. 6000 within the first 60 days and Rs. 35000 annually. The Bank Of Baroda Cma One Credit Card has no listed fees or waivers, but it also lacks any benefits, making it less valuable overall.
Who should pick Bank Of Baroda Cma One Credit Card?
Consider Bank Of Baroda Cma One Credit Card if you prefer a card with no fees or benefits, although it may not meet your needs for rewards or travel perks.
Who should pick Bank Of Baroda Easy Visa Credit Card?
Consider Bank Of Baroda Easy Visa Credit Card if you want a card that offers rewards on specific categories and fee waivers, making it suitable for regular spenders who can meet the spending thresholds.
Frequently Asked Questions
No, the Bank Of Baroda Cma One Credit Card has no listed fees.
The Bank Of Baroda Easy Visa Credit Card offers 5X reward points on movies and departmental stores, along with 1 reward point per Rs. 100 spent.
Yes, there is a joining fee of Rs. 500, which can be waived by spending Rs. 6000 within the first 60 days.
The annual fee is Rs. 500, which can be waived by spending Rs. 35000 in the anniversary year.