Yes, the Bank Of Baroda Easy Visa Credit Card is worth it in 2026 if you frequently shop at departmental stores or watch movies. It offers 5X reward points on these categories and a base earning of 1 reward point per Rs.100 spent. The Rs.500 joining and annual fees can be waived by spending Rs.6000, making it cost-effective.
This card is ideal for shoppers who regularly spend at departmental stores and moviegoers. If you spend at least Rs.6000 annually, you can waive the joining fee, making it suitable for budget-conscious users seeking rewards on everyday entertainment and shopping.
To maximise rewards, focus your spending on departmental stores and movie tickets to earn 5X reward points. Additionally, ensure your annual spend crosses Rs.6000 to waive the Rs.500 joining fee, increasing your net benefits.
Purchases at departmental stores and movie tickets provide the best value with 5X reward points. Other spends earn 1 reward point per Rs.100, so prioritise these categories to maximise your rewards.