The Bank Of Baroda Easy Visa has a ₹500 annual fee (waived on ₹35,000 annual spend), earns 5X Reward Points on Movies (1 Reward Point per ₹100 on other spends) and charges a 3.5% forex markup.
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Annual fee waived | On ₹35,000 annual spend |
| Top reward rate | 5X Reward Points on Movies |
| Base rewards | 1 Reward Point per ₹100 |
| Forex markup | 3.5% |
From issuer benefit data, checked 27 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
174 online offers across 146 brands right now, each valid for at least another 7 days. Checked 27 Oct.
These are Bank Of Baroda's own offers and Visa network offers, so they apply to every Bank Of Baroda Visa card, not just this one. All Bank Of Baroda offers by category.
The Bank Of Baroda Easy Visa Credit Card has a joining and annual fee of Rs.500 each, with the annual fee waived on spending Rs.35000. It offers 5X reward points on movies and departmental stores, plus a 1% fuel surcharge waiver, making it valuable for regular spenders in these categories.
This card is ideal for users who frequently shop at departmental stores and watch movies, as it offers 5X reward points in these categories. It also suits those who spend at least Rs.35000 annually to avail the annual fee waiver and want to earn reward points on everyday spends.
To maximise rewards, spend on movies and departmental stores to earn 5X reward points. Additionally, use the card for all other purchases to earn 1 reward point per Rs.100 spent, and aim to spend Rs.35000 annually to get the Rs.500 annual fee waived.
The card offers a 1% fuel surcharge waiver on fuel transactions, making it beneficial at all fuel stations. No specific fuel stations are listed in our data.
