Indusind Visa Platinum Credit Card vs Standard Chartered Easemytrip Credit Card: Which is Better in 2026?
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Standard Chartered Easemytrip Credit Card shows a stronger headline earn rate in the first reward band we surface. Standard Chartered Easemytrip Credit Card currently has more lounge detail available from the issuer data we index. Always confirm current fees and offers on the issuer’s site before you apply.
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| Feature | Indusind Visa Platinum Credit Card | Standard Chartered Easemytrip Credit Card |
|---|---|---|
| Bank | IndusInd Bank | Standard Chartered Bank |
| Network | Visa | Visa |
| Joining fee | Joining Fee - Nil | Joining Fee - Rs.350 |
| Annual / renewal fee | — | Renewal Fee of Rs.350 |
| Annual fee waiver | — | Spend Rs.50000 For Renewal Fee Waiver |
| Reward rate (headline) | Earn 0.7 Reward Points on Insurance | Earn 10X Reward points Spent at Standalone Hotel and Airline |
| Lounge — domestic | — | Enjoy 2 Complimentary Domestic Lounge Access Per Year |
| Welcome benefit | Welcome Benefits - Vouchers under Vouchagram Premium | — |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
Standard Chartered Easemytrip Credit Card shows a higher headline earn signal in the reward summaries we index (Earn 10X Reward points Spent at Standalone Hotel and Airline vs Earn 0.7 Reward Points on Insurance). If you optimise for points or cashback on daily spend, start with that card’s reward bands — then model redemptions you actually use.
Which is better for travel?
Standard Chartered Easemytrip Credit Card has richer lounge-related fields in our current benefits extract (domestic: Enjoy 2 Complimentary Domestic Lounge Access Per Year; international: —). Frequent flyers should still confirm guest access, visit limits and participating airports with the issuer.
Which has lower effective cost?
We only have a clear renewal-fee line for Standard Chartered Easemytrip Credit Card in the table (Renewal Fee of Rs.350). Check Indusind Visa Platinum Credit Card on the issuer site and the joining-fee row for a full picture.
Who should pick Indusind Visa Platinum Credit Card?
Consider Indusind Visa Platinum Credit Card if you already bank with IndusInd Bank, and the fee, waiver and earn rows above line up with how you spend each month. Use CardChat on that card for deeper, personalised follow-ups.
Who should pick Standard Chartered Easemytrip Credit Card?
Consider Standard Chartered Easemytrip Credit Card if you already bank with Standard Chartered Bank, and the fee, waiver and earn rows above line up with how you spend each month. Use CardChat on that card for deeper, personalised follow-ups.
Frequently Asked Questions
From the lounge fields in our benefit data: Standard Chartered Easemytrip Credit Card — domestic: Enjoy 2 Complimentary Domestic Lounge Access Per Year; international: —. Indusind Visa Platinum Credit Card — domestic: —; international: —. Guest rules, networks and visit caps change — confirm on the IndusInd Bank and Standard Chartered Bank websites before you travel.
We could not parse both renewal fees reliably from our benefit feed for this pair. Compare the “Annual / renewal fee” row in the table above, then confirm on the IndusInd Bank and Standard Chartered Bank websites.
On the first reward band we surface, Standard Chartered Easemytrip Credit Card shows a stronger headline earn (Earn 10X Reward points Spent at Standalone Hotel and Airline vs Earn 0.7 Reward Points on Insurance). Category bonuses, caps and redemption value decide real-world returns — map this to where you actually spend.
Indusind Visa Platinum Credit Card: Waiver wording not in our benefit extract — check IndusInd Bank. Standard Chartered Easemytrip Credit Card: Spend Rs.50000 For Renewal Fee Waiver Spend thresholds and anniversary rules change; confirm the latest T&Cs.
Indusind Visa Platinum Credit Card: 3.5% - Foreign Currency Transactions Standard Chartered Easemytrip Credit Card: 3.5% - Foreign Currency Transactions Lower published foreign-currency markup is usually better for overseas and foreign-currency online spend; confirm the live rate and exclusions on the IndusInd Bank and Standard Chartered Bank websites.
Indusind Visa Platinum Credit Card: Welcome Benefits - Vouchers under Vouchagram Premium Standard Chartered Easemytrip Credit Card: Not in our extract. Welcome campaigns are time-bound — verify eligibility and fulfilment on the IndusInd Bank and Standard Chartered Bank websites.