Yes, the Indusind Visa Platinum Credit Card is worth it in 2026 as it offers 1.5 Rewards Points for every Rs.150 spent with no joining fee. This makes it a cost-effective option for regular spenders looking to earn rewards without upfront costs.
This card is ideal for users who want to earn rewards on everyday expenses, including utility bills, insurance, and government payments. It's suitable for those who prefer a no joining fee card with steady rewards on diverse spending categories.
To maximise rewards, focus on spending in categories that earn 1.5 Rewards Points per Rs.150, and also use the card for real estate, rental, utility bills, insurance, and government payments to earn 0.7 Reward Points per Rs.150.
Purchases outside of real estate, rental, utility bills, insurance, and government payments give the best value, earning 1.5 Rewards Points for every Rs.150 spent. These include retail and lifestyle expenses.