The IndusInd Visa Platinum earns 1.5 reward points For Every ₹150 and charges a 3.5% forex markup.
| Joining fee | None |
|---|---|
| Base rewards | 1.5 reward points For Every ₹150 |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
224 online offers across 163 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.3000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- AJIO: Flat Rs.150 off · till 31 Oct
These are IndusInd Bank's own offers and Visa network offers, so they apply to every IndusInd Bank Visa card, not just this one. All IndusInd Bank offers by category.
More about the Indusind Visa Platinum Credit Card
Is the Indusind Visa Platinum Credit Card worth it in 2026?
Yes, the Indusind Visa Platinum Credit Card is worth it in 2026 as it offers competitive rewards with 1.5 Reward Points for every Rs.150 spent and 0.7 Reward Points on insurance, government payments, education, and real estate/rental payments. Additionally, there is no joining fee, making it a cost-effective choice.
Who should get the Indusind Visa Platinum Credit Card?
This card is ideal for users who frequently spend on insurance, government payments, education, and real estate or rental payments, as they earn 0.7 Reward Points on these categories. It also suits regular shoppers looking to earn 1.5 Reward Points for every Rs.150 spent on general purchases.
How to maximise rewards on the Indusind Visa Platinum Credit Card?
To maximise rewards, focus your spending on categories offering 0.7 Reward Points such as insurance, government payments, education, and real estate/rental payments. Additionally, ensure regular use for everyday purchases to earn 1.5 Reward Points for every Rs.150 spent.
What purchases give the best value on the Indusind Visa Platinum Credit Card?
The best value comes from general purchases where you earn 1.5 Reward Points for every Rs.150 spent. Also, spending on insurance, government payments, education, and real estate or rental payments earns 0.7 Reward Points, adding consistent value across essential expenses.