Indusind Visa Platinum Credit Card

Indusind Visa Platinum Credit Card

Updated July 2026
IndusInd Bank · Visa · Credit Card
Best for
Frequent spenders looking for rewards
Think twice if
Rarely uses credit cards for payments
Earn 1.5 Rewards Points on purchases 0.7 Points on utility and rental payments No joining fee for new customers
Joining Fee: Joining Fee - Nil
Rewards: Earn 0.7 Reward Points on Insurance
Forex Markup: 3.5% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 0.7 Reward Points on Insurance
Earn 0.7 Reward Points on Government Payments
Earn 0.7 Reward Points on Education
Welcome Bonus
Welcome Benefits - Vouchers under Vouchagram Premium

More about the Indusind Visa Platinum Credit Card

Is the Indusind Visa Platinum Credit Card worth it in 2026?

Yes, the Indusind Visa Platinum Credit Card is worth it in 2026 as it offers 1.5 Rewards Points for every Rs.150 spent with no joining fee. This makes it a cost-effective option for regular spenders looking to earn rewards without upfront costs.

Who should get the Indusind Visa Platinum Credit Card?

This card is ideal for users who want to earn rewards on everyday expenses, including utility bills, insurance, and government payments. It's suitable for those who prefer a no joining fee card with steady rewards on diverse spending categories.

How to maximise rewards on the Indusind Visa Platinum Credit Card?

To maximise rewards, focus on spending in categories that earn 1.5 Rewards Points per Rs.150, and also use the card for real estate, rental, utility bills, insurance, and government payments to earn 0.7 Reward Points per Rs.150.

What purchases give the best value on the Indusind Visa Platinum Credit Card?

Purchases outside of real estate, rental, utility bills, insurance, and government payments give the best value, earning 1.5 Rewards Points for every Rs.150 spent. These include retail and lifestyle expenses.

Indusind Visa Platinum Credit Card
Indusind Visa Platinum Credit Card
IndusInd Bank · Visa · Credit Card
Joining Fee: Joining Fee - Nil
Rewards: Earn 0.7 Reward Points on Insurance
Forex Markup: 3.5% - Foreign Currency Transactions
Joining Fee
Joining Fee - Nil
Rewards
Earn 0.7 Reward Points on Insurance
Forex Markup
3.5% - Foreign Currency Transactions
Joining Fee - Nil
Earn 0.7 Reward Points on Insurance
3.5% - Foreign Currency Transactions

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