vs
In short: Yes Marquee has the lower annual fee (₹4,999 vs ₹12,500); HDFC Infinia Metal Edition includes unlimited domestic & international lounge access, Yes Marquee unlimited international lounge access; Yes Marquee has the lower forex markup (1% vs 2%).
| Key facts | HDFC Infinia Metal Edition | Yes Marquee |
|---|---|---|
| Annual fee | ₹12,500 | ₹4,999 |
| Joining fee | ₹12,500 | ₹9,999 |
| Annual fee waived | On ₹10 lakh annual spend | On ₹10 lakh annual spend |
| Top reward rate | 10X reward points on SmartBuy, IGP.com, Jockey and 1 more | 36 Reward Points on Every ₹200 For Online Shopping |
| Base rewards | 5 Reward Points For Every ₹150 Spent | 10 Reward Points on Every ₹200 |
| Lounge access | Unlimited domestic & international lounge access | Unlimited international lounge access |
| Forex markup | 2% | 1% |
From issuer benefit data, checked 4 Nov 2026. Milestones, welcome benefits and caps are in the full table below.
The Infinia Metal Edition Hdfc Credit Card and the Yes Bank Marquee Credit Card both cater to premium customers with high joining fees and exclusive benefits. While Infinia offers unlimited domestic and international lounge access and a higher base reward rate, Yes Bank Marquee provides a lower forex markup and milestone bonus points on renewal. Both cards waive renewal fees upon meeting high spending thresholds, making them suitable for frequent spenders.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
Last updated:
| Feature | Infinia Metal Edition Hdfc Credit Card | Yes Bank Marquee Credit Card |
|---|---|---|
| Bank | HDFC Bank | Yes Bank |
| Network | Visa | MasterCard |
| Joining fee | Joining Fee of Rs.12500 | Joining Fee of Rs.9999 |
| Annual / renewal fee | Renewal Fee of Rs. 12500 | Renewal Fee of Rs.4999 |
| Annual fee waiver | Spend Rs.10 Lakh For Renewal Fee Waiver | Spend Rs.1000000 For Renewal Fee Waiver |
| Top reward rate | 10X reward points on SmartBuy, IGP.com, Jockey and 1 more | 36 Reward Points on Every Rs.200 For Online Shopping |
| Base rate (other spends) | Earn 5 Reward Points For Every Rs.150 Spent | 10 Reward Points on Every Rs.200 |
| Lounge — domestic | Enjoy Unlimited Complimentary Lounge Visits in India | 6 Complimentary Lounge Access in India |
| Lounge — international | Enjoy Unlimited Complimentary International Lounge Visits | Enjoy Unlimited Complimentary International Lounge Visits |
| Fuel surcharge waiver | 1% Fuel Surcharge Waiver | 1% Fuel Surcharge Waiver |
| Welcome benefit | Earn 12500 Reward Points As Welcome Benefit | Earn 40000 YES Rewardz Points On Payment of Joining Fees |
| Milestone benefit | — | Earn 20000 Bonus YES Rewardz Points On Payment of Renewal Fees |
| Foreign currency markup | 2% - Foreign Currency Transactions | 1% - Foreign Currency Transactions |
The Infinia Metal Edition Hdfc Credit Card delivers strong rewards with a base rate of 5 reward points per Rs.150 spent and top rates of 10X points on select brands like SmartBuy and IGP.com. In contrast, the Yes Bank Marquee Credit Card offers 10 reward points per Rs.200 spent as a base and accelerates to 36 points per Rs.200 for online shopping. However, Infinia’s broader range of accelerated categories and welcome benefit of 12,500 points make it more rewarding overall, especially for diverse spending. This makes Infinia a better choice for those looking to maximize reward points across multiple categories.
Both cards provide unlimited complimentary international lounge access, but Infinia offers unlimited domestic lounge visits compared to Yes Bank Marquee’s 6 complimentary domestic lounge accesses. The forex markup fee is lower on Yes Bank Marquee at 1%, compared to 2% on Infinia, which may benefit frequent international travelers. Overall, Infinia is better for lounge access domestically, while Yes Bank Marquee has an edge on forex charges, making the travel benefits fairly balanced.
Infinia has a significantly higher joining and renewal fee of Rs.12,500 each, with a waiver on renewal if you spend Rs.10 lakh annually. Yes Bank Marquee charges Rs.9,999 joining and Rs.4,999 renewal fees, with a waiver on renewal after Rs.10 lakh spend as well. The lower fees and milestone bonus points on renewal with Yes Bank Marquee make it more cost-effective for premium users who want to manage fees better. Both cards offer a 1% fuel surcharge waiver.
Both cards offer golf-related perks but differ in scale. Infinia provides unlimited complimentary golf games and lessons, while Yes Bank Marquee offers 12 complimentary golf lessons per year and 4 complimentary rounds of green fees annually with a 50% discount on green fees. Golf enthusiasts may weigh these differences based on their play frequency.
Both cards require a Rs.10 lakh annual spend to waive the renewal fee, but Infinia’s renewal fee is Rs.12,500 compared to Rs.4,999 for Yes Bank Marquee. Yes Bank also rewards renewal fee payment with 20,000 bonus points, adding value even if the waiver threshold is not met.
Consider Infinia Metal Edition Hdfc Credit Card if you prioritize unlimited domestic and international lounge access, higher reward points on a variety of brands, and can comfortably meet the high spending threshold to waive the renewal fee. Its strong welcome benefit and broader accelerated rewards make it ideal for diverse premium spending.
Consider Yes Bank Marquee Credit Card if you prefer a lower joining and renewal fee, a lower forex markup of 1%, and milestone bonus points on renewal fee payment. It suits users who want unlimited international lounge access but fewer domestic lounge visits and who shop heavily online to maximize the 36 points per Rs.200 spent rate.
Infinia Metal Edition Hdfc Credit Card charges Rs.12,500 for both joining and renewal fees, while Yes Bank Marquee Credit Card charges Rs.9,999 joining and Rs.4,999 renewal fees.
Yes, Infinia offers unlimited complimentary domestic and international lounge visits. Yes Bank Marquee provides unlimited international lounge visits and 6 complimentary domestic lounge accesses.
Infinia charges a 2% forex markup on foreign currency transactions, whereas Yes Bank Marquee charges a lower 1% forex markup.
Infinia offers 12,500 reward points as a welcome benefit, while Yes Bank Marquee provides 40,000 YES Rewardz points on payment of joining fees along with a complimentary ETPrime subscription voucher worth Rs.3,199.
Both cards offer a 1% fuel surcharge waiver on fuel transactions.
Yes Bank Marquee offers 20,000 bonus YES Rewardz points on payment of renewal fees. Milestone benefits are not listed in our data for Infinia.