Key Benefits
More about the HDFC Bank Platinum Times Credit Card MasterCard
Is the HDFC Bank Platinum Times Credit Card MasterCard worth it in 2026?
The card offers 3 Reward Points for every Rs.150 spent across groceries, utilities, telecom, insurance, and general purchases. With a joining and renewal fee of Rs.1000 each, it is worth it if you spend at least Rs.2.5 Lakhs annually to get the renewal fee waived.
Who should get the HDFC Bank Platinum Times Credit Card MasterCard?
This card is ideal for individuals who frequently spend on groceries, utilities, telecom, and insurance payments. Users planning to spend Rs.2.5 Lakhs or more annually will benefit from the fee waiver and maximize rewards.
How to maximise rewards on the HDFC Bank Platinum Times Credit Card MasterCard?
To maximize rewards, focus your spending on groceries, utilities, telecom, and insurance payments to earn 3 Reward Points for every Rs.150 spent. Aim to spend Rs.2.5 Lakhs annually to waive the Rs.1000 renewal fee.
What purchases give the best value on the HDFC Bank Platinum Times Credit Card MasterCard?
Purchases on groceries, utilities, telecom, and insurance offer the best value with 3 Reward Points earned for every Rs.150 spent. All other spends also earn 3 Reward Points per Rs.150, making it a versatile rewards card.