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Best Credit Cards for Croma

Cards from ICICI Bank have the strongest Croma offers right now: Rs.2000 Discount on SAMSUNG Galaxy A56 5G.

Electronics and appliance deals at Croma, online and in store, ranked by which banks have active Croma offers right now and how consistently each issuer has run them over the past year.

Updated 21 Oct 2026, 11:31 pm IST  ·  refreshes every 48 hours

Bank or networkCroma deal right nowActive offersBest deal, past yearMonths with offers, past year
ICICI BankRs.2000 Discount on SAMSUNG Galaxy A56 5G9Up to 26% off · save up to ₹26,00012 of 12
HDFC BankRs.1500 Discount on OnePlus N6x 5G29Up to 26% off · save up to ₹45,00012 of 12
Au BankUpto 20% Add Cashback on Panasonic TV5Up to 26% off · save up to ₹26,00012 of 12
Axis Bank10% Discount on Oppo Find X9s 5G Midnight Grey10Up to 26% off · save up to ₹45,00012 of 12
Yes BankRs.1500 Discount on Vivo Y31 5G Diamond Green15Up to 26% off · save up to ₹45,00011 of 12

Banks and card networks with live Croma offers first, then by 12-month track record. Data refreshed 21 Oct 2026. Offers change often; confirm on the issuer or merchant site.

Ranked picks for Croma

Banks ranked on their own Croma offers, with their cards on CardChat. Banks with an active deal come first; card network offers are listed after the banks.

How we rank: banks are ranked on their own Croma offers: banks with an Active deal tag right now come first, then order follows each bank's 12-month track record score (see chart below). The orange bar under each bank shows its score relative to the strongest bank here — it isn't a discount percentage. Offers from a card network (Visa, Mastercard, RuPay) apply to any bank's card on that network, so they're listed separately below rather than counted for each bank. Cards listed under each bank are that bank's cards on CardChat, not individually scored.

3
Au Bank Active deal
→ Upto 20% Add Cashback on Panasonic TV
→ Upto 10% Add Cashback on Panasonic AC

No Au Bank cards on CardChat yet.

4
Axis Bank Active deal
→ 10% Discount on Oppo Find X9s 5G Midnight Grey
→ Upto 20% Add Cashback on Panasonic TV
5
Yes Bank Active deal
→ Rs.1500 Discount on Vivo Y31 5G Diamond Green
→ 10% Instant Discount on Vivo V70 5G Lemon Yellow
7
IDFC First Bank Active deal
→ Rs.1500 Discount on OnePlus N6x 5G
→ Rs.1500 Discount on OnePlus Nord CE6 Lite 5G
8
Federal Bank Active deal
→ Rs.1500 Discount on Vivo Y31 5G Diamond Green
→ 10% Instant Discount on Vivo V70 5G Lemon Yellow

No Federal Bank cards on CardChat yet.

9
HSBC Active deal
→ 10% Instant Discount on Vivo V70 5G Lemon Yellow
→ Upto 20% Add Cashback on Panasonic TV
11
IndusInd Bank Active deal
→ Rs.1500 Discount on OnePlus N6x 5G
→ Rs.1500 Discount on OnePlus Nord CE6 Lite 5G

Card network offers

These apply to a card from any bank on that network.

No live deal right now; ran Croma offers in the past year.
4 American Express cards on CardChat
No live deal right now; ran Croma offers in the past year.
82 Visa cards on CardChat

Active deals right now

Banks and networks running Croma campaigns at the time of the last data refresh.

SBI Cards 31 active offers
  • 10% Discount on Oppo Find X9s 5G Midnight Grey
  • Rs.1500 Discount on Vivo Y31 5G Diamond Green
  • 10% Instant Discount on Vivo V70 5G Lemon Yellow
  • Upto 20% Add Cashback on Panasonic TV
  • Rs.1000 Discount on Oppo A6x 5G Ice Blue
HDFC Bank 29 active offers
  • Rs.1500 Discount on OnePlus N6x 5G
  • Rs.5000 Discount on SAMSUNG Galaxy Z Fold7 5G
  • Rs.1500 Discount on OnePlus Nord CE6 Lite 5G
  • 10% Discount on Oppo Find X9s 5G Midnight Grey
  • Upto 20% Add Cashback on Panasonic TV
IDFC First Bank 26 active offers
  • Rs.1500 Discount on OnePlus N6x 5G
  • Rs.1500 Discount on OnePlus Nord CE6 Lite 5G
  • Rs.1500 Discount on Vivo Y31 5G Diamond Green
  • 10% Discount on Oppo Find X9s 5G Midnight Grey
  • 10% Instant Discount on Vivo V70 5G Lemon Yellow
Kotak Mahindra Bank 24 active offers
  • Rs.1500 Discount on OnePlus N6x 5G
  • Rs.1500 Discount on OnePlus Nord CE6 Lite 5G
  • 10% Instant Discount on Vivo V70 5G Lemon Yellow
  • Upto 20% Add Cashback on Panasonic TV
  • Upto 10% Add Cashback on Whirlpool Washing Machine
IndusInd Bank 18 active offers
  • Rs.1500 Discount on OnePlus N6x 5G
  • Rs.1500 Discount on OnePlus Nord CE6 Lite 5G
  • Rs.1500 Discount on Vivo Y31 5G Diamond Green
  • Rs.1000 Discount on Oppo A6x 5G Ice Blue
  • Rs.1500 Discount on OnePlus N6 5G
Federal Bank 17 active offers
  • Rs.1500 Discount on Vivo Y31 5G Diamond Green
  • 10% Instant Discount on Vivo V70 5G Lemon Yellow
  • Upto 20% Add Cashback on Panasonic TV
  • Rs.1000 Discount on Oppo A6x 5G Ice Blue
  • Upto 10% Add Cashback on Whirlpool Washing Machine
Yes Bank 15 active offers
  • Rs.1500 Discount on Vivo Y31 5G Diamond Green
  • 10% Instant Discount on Vivo V70 5G Lemon Yellow
  • Upto 20% Add Cashback on Panasonic TV
  • Upto 10% Add Cashback on Whirlpool Washing Machine
  • Rs.1000 Discount on Vivo T5 Pro 5G Glacier Blue
Axis Bank 10 active offers
  • 10% Discount on Oppo Find X9s 5G Midnight Grey
  • Upto 20% Add Cashback on Panasonic TV
  • Upto 10% Add Cashback on Whirlpool Washing Machine
  • 10% Discount on Oppo Reno15 Pro 5G Sunset Gold
  • Upto 10% Add Cashback on Panasonic AC
ICICI Bank 9 active offers
  • Rs.2000 Discount on SAMSUNG Galaxy A56 5G
  • Rs.4000 Discount on SAMSUNG Galaxy Z Flip8 5G
  • Rs.1000 Discount on SAMSUNG Galaxy S25 FE 5G
  • Rs.7000 Discount on SAMSUNG Galaxy Z Fold8 5G
  • Rs.2000 Discount on SAMSUNG Galaxy A36 5G
HSBC 7 active offers
  • 10% Instant Discount on Vivo V70 5G Lemon Yellow
  • Upto 20% Add Cashback on Panasonic TV
  • Upto 10% Add Cashback on Panasonic AC
  • 10% Discount on Vivo V80 5G Stellar Black
  • 10% Discount on Vivo X Fold 5 5G Titanium Gray
RBL Bank 5 active offers
  • Rs.1500 Discount on OnePlus Nord CE6 Lite 5G
  • Rs.1500 Discount on OnePlus N6 5G
  • Rs.2000 Discount on OnePlus Nord CE6 5G
  • Rs.3000 Discount on ONEPLUS 13s 5G
  • Rs.1500 Discount on OnePlus N6x 5G
Au Bank 5 active offers
  • Upto 20% Add Cashback on Panasonic TV
  • Upto 10% Add Cashback on Panasonic AC
  • Upto 26% Additional Cashback on LG Televisions
  • Upto 10% Add Cashback on Panasonic MWO
  • Upto 15% Add Cashback on Panasonic Washing Machine

12-month issuer track record

How consistently each bank and network has run Croma campaigns over the past year — including expired offers. A longer bar means stronger historical coverage.

Bars are scaled relative to the strongest issuer here, not to a fixed percentage — a bar at half the width of the top one means roughly half its track-record score, not half the discount. The number next to each bar reads as, for example, "best 15% · 8 mo": the largest single discount that issuer has offered on Croma in the last 12 months, and the number of those 12 months in which it ran at least one active campaign.

best 26% · 12 mo
best 26% · 12 mo
best 26% · 12 mo
best 26% · 12 mo
best 26% · 11 mo
best 26% · 11 mo
best 26% · 12 mo
best 20% · 11 mo
best 26% · 11 mo
best 26% · 12 mo
best 26% · 6 mo
best 10% · 3 mo
best 3% · 2 mo
Visa
best 1% · 3 mo
best 0% · 3 mo