Key Benefits
More about the ICICI Bank Platinum Chip Credit card Visa
Is the ICICI Bank Platinum Chip Credit card Visa worth it in 2026?
Yes, the ICICI Bank Platinum Chip Credit card Visa is worth it in 2026 as it offers 2 Reward Points per Rs.100 spent with no joining or annual fees, making it a cost-effective choice for regular credit card users.
Who should get the ICICI Bank Platinum Chip Credit card Visa?
This card is ideal for individuals who want to earn rewards on everyday expenses without paying fees. It suits users who spend on utilities and insurance, earning 1 Reward Point per Rs.100, alongside higher rewards on other purchases.
How to maximise rewards on the ICICI Bank Platinum Chip Credit card Visa?
To maximise rewards, focus on spending beyond utilities and insurance to earn 2 Reward Points per Rs.100. Use the card for general purchases to accumulate points faster since utilities and insurance earn fewer points.
What purchases give the best value on the ICICI Bank Platinum Chip Credit card Visa?
Purchases excluding utilities and insurance give the best value, earning 2 Reward Points per Rs.100. For utilities and insurance payments, you earn 1 Reward Point per Rs.100, which is lower but still beneficial.