The ICICI Platinum Chip Visa is lifetime free, earns 2 Reward Points per ₹100 and charges a 3.5% forex markup.
| Annual fee | None |
|---|---|
| Joining fee | None |
| Base rewards | 2 Reward Points per ₹100 |
| Forex markup | 3.5% |
From issuer benefit data, checked 24 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
Key Benefits
Live offers on this card
298 online offers across 192 brands right now, each valid for at least another 7 days. Checked 23 Oct.
- EaseMyTrip: Flat Rs.15000 Discount · till 31 Mar 2027
- Croma: Rs.14000 Discount · till 31 Oct
- ixigo: Get Upto Rs.2500 off · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
These are ICICI Bank's own offers and Visa network offers, so they apply to every ICICI Bank Visa card, not just this one. All ICICI Bank offers by category.
More about the ICICI Bank Platinum Chip Credit card Visa
Is the ICICI Bank Platinum Chip Credit card Visa worth it in 2026?
The ICICI Bank Platinum Chip Credit card Visa is worth considering in 2026 as it comes with no joining or annual fees. Cardholders earn 2 Reward Points per Rs.100 on general spends, making it a cost-effective option for everyday use.
Who should get the ICICI Bank Platinum Chip Credit card Visa?
This card is ideal for users who want to earn rewards on regular expenses without paying fees. It suits individuals who spend on utilities and insurance, earning 1 Reward Point per Rs.100, along with those looking for a simple rewards structure.
How to maximise rewards on the ICICI Bank Platinum Chip Credit card Visa?
To maximise rewards, focus on general spends where you earn 2 Reward Points per Rs.100. Additionally, use the card for utilities and insurance payments to earn 1 Reward Point per Rs.100, ensuring you benefit from all reward categories.
Best fuel stations for the ICICI Bank Platinum Chip Credit card Visa?
While specific fuel stations are not listed, the card offers a 1% fuel surcharge waiver on fuel purchases. Using the card at any fuel station will help you save on fuel surcharges effectively.