The IDFC First Indigo Dual Mastercard has a ₹4,999 annual fee, earns 3 IndiGo BluChips Per ₹100 and charges a 0% forex markup.
| Annual fee | ₹4,999 |
|---|---|
| Joining fee | ₹4,999 |
| Base rewards | 3 IndiGo BluChips Per ₹100 |
| Forex markup | 0% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
132 online offers across 73 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- ixigo: Rs.10000 Discount · till 31 Dec
- Croma: Rs.3000 Discount · till 31 Oct
- Paytm: Flat Rs.750 off · till 31 Dec
- MakeMyTrip: Upto 30% Instant Discount · till 31 Oct
- EaseMyTrip: Flat 25% instant discount · till 31 Dec
These are IDFC First Bank's own offers and Mastercard network offers, so they apply to every IDFC First Bank Mastercard card, not just this one. All IDFC First Bank offers by category.
More about the Idfc First Indigo Dual Mastercard Credit Card
Is the Idfc First Indigo Dual Mastercard Credit Card worth it in 2026?
The card charges a joining and renewal fee of Rs.4999 each, but offers strong rewards like 22 IndiGo BluChips per Rs.100 spent on IndiGo purchases. If you frequently use IndiGo or spend on insurance, fuel, and rent, the rewards can offset the fees, making it worthwhile in 2026.
Who should get the Idfc First Indigo Dual Mastercard Credit Card?
This card is ideal for frequent IndiGo flyers and individuals who regularly spend on insurance, fuel, and rent. Users looking to earn IndiGo BluChips rewards on everyday expenses and travel-related purchases will benefit most.
How to maximise rewards on the Idfc First Indigo Dual Mastercard Credit Card?
To maximise rewards, prioritise spending on IndiGo bookings to earn 22 IndiGo BluChips per Rs.100. Additionally, use the card for insurance, fuel, and rent payments to earn 0.5 IndiGo BluChips per Rs.100, and on other purchases to earn 3 IndiGo BluChips per Rs.100.
What purchases give the best value on the Idfc First Indigo Dual Mastercard Credit Card?
IndiGo ticket purchases offer the best value with 22 IndiGo BluChips per Rs.100 spent. Other valuable categories include insurance, fuel, and rent payments, each earning 0.5 IndiGo BluChips per Rs.100, while general spends earn 3 IndiGo BluChips per Rs.100.