The Idfc First Indigo Dual Mastercard Credit Card offers competitive rewards like 0.5 IndiGo BluChips per Rs.100 on fuel and rent, and 22 IndiGo BluChips per Rs.100 on IndiGo spends. However, with a high joining and renewal fee of Rs.4999 each, it is worth it only if you frequently travel with IndiGo or spend significantly on fuel and rent.
This card is ideal for frequent IndiGo flyers and individuals who spend regularly on fuel, rent, and IndiGo tickets. Users who can leverage the 22 IndiGo BluChips per Rs.100 on IndiGo and consistent rewards on daily expenses will benefit most despite the higher fees.
To maximise rewards, focus on booking IndiGo flights to earn 22 IndiGo BluChips per Rs.100 spent. Additionally, use the card for fuel, rent, and wallet payments to earn 0.5 IndiGo BluChips per Rs.100, and general spends to earn 3 IndiGo BluChips per Rs.100.
Purchases on IndiGo flights offer the best value with 22 IndiGo BluChips earned per Rs.100 spent. Fuel, rent, and wallet transactions provide moderate rewards at 0.5 IndiGo BluChips per Rs.100, while other spends earn 3 IndiGo BluChips per Rs.100.