Idfc First Indigo Dual Mastercard Credit Card

Idfc First Indigo Dual Mastercard Credit Card

Updated July 2026
IDFC First Bank · MasterCard · Credit Card
Best for
Frequent IndiGo travelers seeking rewards
Think twice if
Rarely travels or uses fuel services
Earn 22 IndiGo BluChips on flights Welcome voucher of 5000 IndiGo BluChips 0.5 IndiGo BluChips on fuel purchases
Joining Fee: Joining Fee - Rs.4999
Renewal Fee: Renewal Fee of Rs.4999
Rewards: Earn 0.5 IndiGo BluChips Per Rs.100 on Insurance
Forex Markup: 1.49% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 0.5 IndiGo BluChips Per Rs.100 on Insurance
Earn 0.5 IndiGo BluChips Per Rs.100 on Fuel
Earn 22 IndiGo BluChips Per Rs.100 on IndiGo
Welcome Bonus
3 Months Complimentary Eazydiner Prime Membership

More about the Idfc First Indigo Dual Mastercard Credit Card

Is the Idfc First Indigo Dual Mastercard Credit Card worth it in 2026?

The Idfc First Indigo Dual Mastercard Credit Card offers competitive rewards like 0.5 IndiGo BluChips per Rs.100 on fuel and rent, and 22 IndiGo BluChips per Rs.100 on IndiGo spends. However, with a high joining and renewal fee of Rs.4999 each, it is worth it only if you frequently travel with IndiGo or spend significantly on fuel and rent.

Who should get the Idfc First Indigo Dual Mastercard Credit Card?

This card is ideal for frequent IndiGo flyers and individuals who spend regularly on fuel, rent, and IndiGo tickets. Users who can leverage the 22 IndiGo BluChips per Rs.100 on IndiGo and consistent rewards on daily expenses will benefit most despite the higher fees.

How to maximise rewards on the Idfc First Indigo Dual Mastercard Credit Card?

To maximise rewards, focus on booking IndiGo flights to earn 22 IndiGo BluChips per Rs.100 spent. Additionally, use the card for fuel, rent, and wallet payments to earn 0.5 IndiGo BluChips per Rs.100, and general spends to earn 3 IndiGo BluChips per Rs.100.

What purchases give the best value on the Idfc First Indigo Dual Mastercard Credit Card?

Purchases on IndiGo flights offer the best value with 22 IndiGo BluChips earned per Rs.100 spent. Fuel, rent, and wallet transactions provide moderate rewards at 0.5 IndiGo BluChips per Rs.100, while other spends earn 3 IndiGo BluChips per Rs.100.

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Idfc First Indigo Dual Mastercard Credit Card
Idfc First Indigo Dual Mastercard Credit Card
IDFC First Bank · MasterCard · Credit Card
Joining Fee: Joining Fee - Rs.4999
Renewal Fee: Renewal Fee of Rs.4999
Rewards: Earn 0.5 IndiGo BluChips Per Rs.100 on Insurance
Forex Markup: 1.49% - Foreign Currency Transactions
Joining Fee
Joining Fee - Rs.4999
Renewal Fee
Renewal Fee of Rs.4999
Rewards
Earn 0.5 IndiGo BluChips Per Rs.100 on Insurance
Forex Markup
1.49% - Foreign Currency Transactions
Joining Fee - Rs.4999. Renewal Fee of Rs.4999
Earn 0.5 IndiGo BluChips Per Rs.100 on Insurance
1.49% - Foreign Currency Transactions

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