Key Benefits
More about the Kotak Indianoil Rupay Platinum Credit Card
Is the Kotak Indianoil Rupay Platinum Credit Card worth it in 2026?
The Kotak Indianoil Rupay Platinum Credit Card is worth it if you frequently spend at Indianoil outlets, earning 24 Reward Points on every Rs.150 spent. With a joining and annual fee of Rs.449 each, the annual fee is waived if you spend Rs.50,000 in a year, making it cost-effective for regular users.
Who should get the Kotak Indianoil Rupay Platinum Credit Card?
This card is ideal for individuals who regularly fuel their vehicles at Indianoil outlets and spend on dining and groceries. It suits users looking to earn higher reward points on fuel (24 points per Rs.150) and moderate rewards on dining and grocery spends (12 points per Rs.150).
How to maximise rewards on the Kotak Indianoil Rupay Platinum Credit Card?
To maximise rewards, prioritize spending at Indianoil outlets to earn 24 Reward Points per Rs.150. Also, use the card for dining and grocery purchases to earn 12 Reward Points per Rs.150. Avoid low-reward transactions like UPI payments, which earn only 0.5% reward points.
What purchases give the best value on the Kotak Indianoil Rupay Platinum Credit Card?
Fuel purchases at Indianoil outlets offer the best value with 24 Reward Points on every Rs.150 spent. Dining and grocery expenses also provide good value with 12 Reward Points per Rs.150. Other spends earn fewer points, so focus on these categories for maximum rewards.