The Kotak League Visa Platinum has a ₹499 annual fee (waived on ₹50,000 annual spend), earns 8 reward points on every ₹150 spent on Departmental Stores and charges a 3.5% forex markup.
| Annual fee | ₹499 |
|---|---|
| Joining fee | ₹499 |
| Annual fee waived | On ₹50,000 annual spend |
| Base rewards | 8 reward points on every ₹150 spent on Departmental Stores |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
216 online offers across 163 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.3000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are Kotak Mahindra Bank's own offers and Visa network offers, so they apply to every Kotak Mahindra Bank Visa card, not just this one. All Kotak Mahindra Bank offers by category.
More about the Kotak League Visa Platinum Credit Card
Is the Kotak League Visa Platinum Credit Card worth it in 2026?
Yes, the Kotak League Visa Platinum Credit Card is worth it if you spend regularly on durable goods, departmental stores, travel, or electric sales, earning 8 reward points per Rs. 150 spent. The first-year fee of Rs. 499 is waived upon spending Rs. 50,000, making it cost-effective for active users.
Who should get the Kotak League Visa Platinum Credit Card?
This card is ideal for frequent shoppers and travelers who spend heavily on durable goods, departmental stores, travel, and electric sales. Users planning to spend above Rs. 1,25,000 every six months can benefit from milestone rewards like 10,000 bonus points.
How to maximise rewards on the Kotak League Visa Platinum Credit Card?
To maximise rewards, spend on categories like durable goods, travel, and departmental stores to earn 8 points per Rs. 150. Also, aim to spend Rs. 1,25,000 every six months to receive 10,000 bonus points and cross Rs. 2 lakhs annually to earn 8 reward points on all spends.
What purchases give the best value on the Kotak League Visa Platinum Credit Card?
Purchases on durable goods, departmental stores, travel, and electric sales offer the best value, earning 8 reward points for every Rs. 150 spent. Spending above Rs. 2 lakhs annually further boosts rewards to 8 points per Rs. 150 on all eligible spends.