The Kotak PVR Visa Platinum has a ₹999 annual fee and charges a 3.5% forex markup.
| Annual fee | ₹999 |
|---|---|
| Joining fee | None |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
216 online offers across 163 brands right now, each valid for at least another 7 days. Checked 22 Oct.
These are Kotak Mahindra Bank's own offers and Visa network offers, so they apply to every Kotak Mahindra Bank Visa card, not just this one. All Kotak Mahindra Bank offers by category.
The Kotak PVR Visa Platinum Credit Card has no joining fee and an annual fee of Rs.999, making it a cost-effective option for frequent moviegoers. However, since there is no first-year fee waiver, users should consider their usage to ensure the benefits outweigh the annual fee.
This card is ideal for individuals who frequently visit PVR cinemas and want to earn rewards on their movie spends. It suits users looking for a low-cost credit card with specific entertainment benefits.
To maximise rewards, cardholders should use the card primarily for PVR movie ticket purchases and related entertainment expenses. Consistent usage will help justify the Rs.999 annual fee by accumulating relevant rewards.
The best value comes from using the card for PVR movie tickets and concessions, where the card offers targeted benefits. Other spends may not provide significant rewards compared to entertainment-related purchases.