Key Benefits
More about the Times Black Icici Bank Credit Card
Is the Times Black Icici Bank Credit Card worth it in 2026?
The Times Black Icici Bank Credit Card offers 2% reward points on insurance, utilities, and education transactions, plus accelerated rewards of 6X on flights and 12X on hotel bookings. With a Rs. 20,000 joining and annual fee, waived on spending Rs. 25 lakh, it is valuable for high spenders seeking premium benefits.
Who should get the Times Black Icici Bank Credit Card?
This card is ideal for frequent travelers and high spenders who book flights and hotels regularly, as it offers 6X points on flights and 12X points on hotel bookings. It also suits users with significant insurance, utility, and education expenses wanting to earn 2% reward points.
How to maximise rewards on the Times Black Icici Bank Credit Card?
Maximise rewards by using the card for hotel bookings to earn 12X points and flights for 6X points. Additionally, use it for insurance, utilities, and education transactions to get 2% reward points. Spending Rs. 25 lakh annually also waives the Rs. 20,000 annual fee.
Is the Times Black Icici Bank Credit Card good for international travel?
Yes, it offers unlimited complimentary international lounge visits, enhancing travel comfort. Combined with accelerated rewards on flights and hotel bookings, it is well-suited for frequent international travelers.