The Times Black ICICI has a ₹20,000 annual fee (waived on ₹25 lakh annual spend), earns 2% Reward Points on Domestic Transactions, includes unlimited domestic & international lounge access and charges a 1.49% forex markup.
| Annual fee | ₹20,000 |
|---|---|
| Joining fee | ₹20,000 |
| Annual fee waived | On ₹25 lakh annual spend |
| Base rewards | 2% Reward Points on Domestic Transactions |
| Lounge access | Unlimited domestic & international lounge access |
| Forex markup | 1.49% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
296 online offers across 192 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- EaseMyTrip: Flat Rs.15000 Discount · till 31 Mar 2027
- Croma: Rs.12000 Discount · till 31 Oct
- ixigo: Get Upto Rs.2500 off · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
These are ICICI Bank's own offers and Visa network offers, so they apply to every ICICI Bank Visa card, not just this one. All ICICI Bank offers by category.
More about the Times Black Icici Bank Credit Card
Is the Times Black Icici Bank Credit Card worth it in 2026?
The Times Black Icici Bank Credit Card offers accelerated rewards like 6X points on flights and 12X points on hotel bookings, making it valuable for frequent travelers. With a Rs. 20,000 joining and annual fee, it becomes cost-effective if you spend Rs. 25 lakh annually to avail the fee waiver.
Who should get the Times Black Icici Bank Credit Card?
This card is ideal for high-spending travelers and professionals who frequently book flights, hotels, and shop using vouchers. Users with significant utility and education expenses can also benefit from 2% reward points on those transactions.
How to maximise rewards on the Times Black Icici Bank Credit Card?
Maximise rewards by using the card for flight bookings to earn 6X points, hotel bookings for 12X points, and shopping vouchers for 6X points. Also, use it for utility and education payments to get 2% reward points, and aim to spend Rs. 25 lakh annually to waive the Rs. 20,000 annual fee.
Is the Times Black Icici Bank Credit Card good for international travel?
Yes, it offers unlimited complimentary international lounge visits, enhancing travel comfort. Additionally, accelerated rewards on flights and hotel bookings make it a strong choice for frequent international travelers.