The Axis Kwik RuPay is lifetime free, earns 2 EDGE Reward Points on Every ₹200 and charges a 3.5% forex markup.
| Annual fee | None |
|---|---|
| Joining fee | None |
| Base rewards | 2 EDGE Reward Points on Every ₹200 |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
81 online offers across 46 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- AJIO: Flat Rs.150 off · till 31 Jul 2027
- Croma: Upto 20% Add Cashback · till 31 Oct
- MakeMyTrip: Upto 20% off + Extra 5% discount · till 31 Oct
- EaseMyTrip: Flat 15% off · till 31 Oct
These are Axis Bank's own offers and RuPay network offers, so they apply to every Axis Bank RuPay card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Kwik Rupay Credit Card
Is the Axis Bank Kwik Rupay Credit Card worth it in 2026?
Yes, the Axis Bank Kwik Rupay Credit Card is worth it in 2026 as it offers 2 EDGE Reward Points on every Rs. 200 spent with no joining or annual fees, making it a cost-effective option for regular spending.
Who should get the Axis Bank Kwik Rupay Credit Card?
This card is ideal for users who want to earn rewards on everyday purchases without worrying about fees. It's best suited for individuals looking for a simple, no-cost credit card with steady reward points accumulation.
How to maximise rewards on the Axis Bank Kwik Rupay Credit Card?
To maximise rewards, use the card for all purchases in multiples of Rs. 200 to earn 2 EDGE Reward Points each time. Regular spending on essentials and bills can help accumulate points faster.
What purchases give the best value on the Axis Bank Kwik Rupay Credit Card?
All purchases earn the same rate of 2 EDGE Reward Points per Rs. 200 spent, so using the card for frequent, everyday transactions like groceries, utilities, and fuel will provide the best value.