Axis Bank Kwik Rupay Credit Card

Axis Bank Kwik Rupay Credit Card

Updated July 2026
Axis Bank · Rupay · Credit Card
Best for
Frequent shoppers looking for rewards
Think twice if
Rarely uses credit cards for purchases
No joining or annual fees required Earn 2 reward points on every Rs.200 Low forex markup for foreign transactions
Joining Fee: Joining Fee - Nil
Renewal Fee: Annual Fee - Nil
Rewards: Earn 2 EDGE Reward Points on Every Rs.200
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 2 EDGE Reward Points on Every Rs.200

More about the Axis Bank Kwik Rupay Credit Card

Is the Axis Bank Kwik Rupay Credit Card worth it in 2026?

Yes, the Axis Bank Kwik Rupay Credit Card is worth it in 2026 as it offers 2 EDGE Reward Points on every Rs. 200 spent with no joining or annual fees, making it a cost-effective option for regular spending.

Who should get the Axis Bank Kwik Rupay Credit Card?

This card is ideal for users who want to earn rewards on everyday purchases without worrying about fees. It suits individuals looking for a simple, no-cost credit card to accumulate EDGE Reward Points on routine expenses.

How to maximise rewards on the Axis Bank Kwik Rupay Credit Card?

To maximise rewards, use the card for all transactions where you spend in multiples of Rs. 200, as you earn 2 EDGE Reward Points for every Rs. 200 spent. Regular usage across various categories will help accumulate points faster.

What purchases give the best value on the Axis Bank Kwik Rupay Credit Card?

All purchases earn the same rate of 2 EDGE Reward Points per Rs. 200 spent, so the best value comes from using the card on high-frequency, everyday expenses to accumulate points efficiently.

Axis Bank Kwik Rupay Credit Card
Axis Bank Kwik Rupay Credit Card
Axis Bank · Rupay · Credit Card
Joining Fee: Joining Fee - Nil
Renewal Fee: Annual Fee - Nil
Rewards: Earn 2 EDGE Reward Points on Every Rs.200
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee - Nil
Renewal Fee
Annual Fee - Nil
Rewards
Earn 2 EDGE Reward Points on Every Rs.200
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee - Nil. Annual Fee - Nil
Earn 2 EDGE Reward Points on Every Rs.200
3.50% - Foreign Currency Transactions

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