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Best Rewards Credit Cards in India

General rewards cards earn points you can redeem for merchandise, vouchers, cashback or travel depending on the programme. Base earn rates, accelerated categories and point expiry matter more than headline “up to X%” marketing. Premium cards add milestones and lounge access but carry higher fees — model whether you will clear fee waivers. Explore each card below on CardChat to compare earn structures side by side.

Cards are grouped using the same structured benefit data FinTiger uses in CardChat (lounges, rewards lines, fuel surcharge, cashback wording, and more), loaded from our database when available, then the same on-demand mTuzo path as individual card pages. A name-based fallback applies only when benefit text is missing.

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