The Axis Shoppers Stop has a ₹500 annual fee (waived on ₹1 lakh annual spend), earns 2 Fi₹t Citizen points on Every ₹200 and charges a 3.5% forex markup.
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Annual fee waived | On ₹1 lakh annual spend |
| Base rewards | 2 Fi₹t Citizen points on Every ₹200 |
| Forex markup | 3.5% |
From issuer benefit data, checked 23 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
121 online offers across 73 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.7000 off · till 30 Nov
- Paytm: Flat Rs.750 off · till 31 Dec
- AJIO: Flat 20% off · till 31 Dec
- Croma: Upto 20% Add Cashback · till 31 Oct
- MakeMyTrip: Upto 20% off + Extra 5% discount · till 31 Oct
These are Axis Bank's own offers and Mastercard network offers, so they apply to every Axis Bank Mastercard card, not just this one. All Axis Bank offers by category.
More about the Axis Bank Shoppers Stop Credit Card
Is the Axis Bank Shoppers Stop Credit Card worth it in 2026?
The Axis Bank Shoppers Stop Credit Card is worth it if you frequently shop at Shoppers Stop. You earn 20 First Citizen Reward Points per Rs.200 spent on exclusive brands and 12 points per Rs.200 on other Shoppers Stop purchases. The Rs.500 annual fee is waived if you spend Rs.1 lakh annually.
Who should get the Axis Bank Shoppers Stop Credit Card?
This card is ideal for regular Shoppers Stop customers who want to maximize rewards on their purchases. It suits shoppers who spend enough to waive the Rs.500 annual fee by crossing Rs.1 lakh in yearly spending.
How to maximise rewards on the Axis Bank Shoppers Stop Credit Card?
To maximize rewards, focus your spending on Shoppers Stop exclusive brands to earn 20 points per Rs.200. Also, aim to spend at least Rs.1 lakh annually to get the annual fee waived, increasing your net benefits.
What purchases give the best value on the Axis Bank Shoppers Stop Credit Card?
Purchases on Shoppers Stop exclusive brands offer the best value with 20 First Citizen Reward Points per Rs.200 spent. Regular Shoppers Stop purchases also earn good rewards at 12 points per Rs.200, while other spends earn 2 points per Rs.200.