The card offers 2 First Citizen points on every Rs.200 spent, with higher rewards on Shoppers Stop purchases. The Rs.500 annual fee is waived if you spend Rs.1 lakh annually, making it cost-effective for regular shoppers.
This card is ideal for frequent Shoppers Stop customers who spend regularly on exclusive brands and general purchases. Users who can spend at least Rs.1 lakh annually to waive the fee will benefit the most.
Maximise rewards by spending on Shoppers Stop exclusive brands to earn 20 First Citizen points per Rs.200 and on Shoppers Stop purchases for 12 points per Rs.200. Also, ensure annual spending exceeds Rs.1 lakh to waive the Rs.500 fee.
Purchases on Shoppers Stop exclusive brands earn the highest reward rate of 20 points per Rs.200, followed by 12 points per Rs.200 on general Shoppers Stop spending. Other spends earn 2 points per Rs.200.