Axis Bank Shoppers Stop Credit Card

Axis Bank Shoppers Stop Credit Card

Updated July 2026
Axis Bank · MasterCard · Credit Card
Best for
Frequent shoppers at Shoppers Stop
Think twice if
Rarely shops at Shoppers Stop
Earn 20 points on exclusive brand purchases Waive annual fee with Rs.1 lakh spend Welcome points worth Rs.300 on joining
Joining Fee: Joining Fee of Rs.500
Renewal Fee: Annual Fee - Rs.500 Spend Rs.1 Lakhs For Annual Fee Waiver
Rewards: Earn 12 First Citizen Reward Points Per Rs.200 Spent on Shoppers Stop
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 12 First Citizen Reward Points Per Rs.200 Spent on Shoppers Stop
Earn 2 First Citizen points on Every Rs.200
Earn 20 First Citizen Reward Points per Rs.200 spent on Shoppers Stop Exclusive Brands
Welcome Bonus
Enjoy First Citizen Reward Points Worth Rs.300

More about the Axis Bank Shoppers Stop Credit Card

Is the Axis Bank Shoppers Stop Credit Card worth it in 2026?

The card offers 2 First Citizen points on every Rs.200 spent, with higher rewards on Shoppers Stop purchases. The Rs.500 annual fee is waived if you spend Rs.1 lakh annually, making it cost-effective for regular shoppers.

Who should get the Axis Bank Shoppers Stop Credit Card?

This card is ideal for frequent Shoppers Stop customers who spend regularly on exclusive brands and general purchases. Users who can spend at least Rs.1 lakh annually to waive the fee will benefit the most.

How to maximise rewards on the Axis Bank Shoppers Stop Credit Card?

Maximise rewards by spending on Shoppers Stop exclusive brands to earn 20 First Citizen points per Rs.200 and on Shoppers Stop purchases for 12 points per Rs.200. Also, ensure annual spending exceeds Rs.1 lakh to waive the Rs.500 fee.

What purchases give the best value on the Axis Bank Shoppers Stop Credit Card?

Purchases on Shoppers Stop exclusive brands earn the highest reward rate of 20 points per Rs.200, followed by 12 points per Rs.200 on general Shoppers Stop spending. Other spends earn 2 points per Rs.200.

Axis Bank Shoppers Stop Credit Card
Axis Bank Shoppers Stop Credit Card
Axis Bank · MasterCard · Credit Card
Joining Fee: Joining Fee of Rs.500
Renewal Fee: Annual Fee - Rs.500 Spend Rs.1 Lakhs For Annual Fee Waiver
Rewards: Earn 12 First Citizen Reward Points Per Rs.200 Spent on Shoppers Stop
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.500
Renewal Fee
Annual Fee - Rs.500
Spend Rs.1 Lakhs For Annual Fee Waiver
Rewards
Earn 12 First Citizen Reward Points Per Rs.200 Spent on Shoppers Stop
Forex Markup
3.50% - Foreign Currency Transactions
Joining Fee of Rs.500. Annual Fee - Rs.500. Spend Rs.1 Lakhs For Annual Fee Waiver
Earn 12 First Citizen Reward Points Per Rs.200 Spent on Shoppers Stop
Spend Rs.1 Lakhs For Annual Fee Waiver
3.50% - Foreign Currency Transactions

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