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Best Credit Cards for Swiggy

The best card for Swiggy right now is the Rbl Bank Binge Visa Credit Card from RBL Bank. Get 5% off on Swiggy Instamart.

Find the card that gets you the best deal on Swiggy orders — ranked by active offers and 12-month issuer reliability.

Updated 7 Sep 2026, 2:55 am IST  ·  refreshes every 48 hours

Ranked picks for Swiggy

From banks and networks with the strongest Swiggy offer history. Cards with a current active deal are ranked first.

How we rank: banks with an Active deal tag right now come first; among the rest, order follows each issuer's 12-month track record score (see chart below). The orange bar under each bank shows its score relative to the strongest issuer for Swiggy — it isn't a discount percentage. Cards listed under each bank are that issuer's cards on CardChat, not individually scored.

Active deals right now

Banks and networks running Swiggy campaigns at the time of the last data refresh.

IDBI Bank 2 active offers
  • 15% Instant discount on Swiggy instamart
  • 15% Instant discount on Swiggy food delivery
RBL Bank 2 active offers
  • Get 5% off on Swiggy Instamart
  • Flat Rs.75 discount on swiggy food
Federal Bank 1 active offer
  • Get 10% instant discount on orders above Rs.499
ICICI Bank 1 active offer
  • Upto Rs.1500 off on Swiggy Instamart
Au Bank 1 active offer
  • Get 6% off on food orders

12-month issuer track record

How consistently each bank and network has run Swiggy campaigns over the past year — including expired offers. A longer bar means stronger historical coverage.

Bars are scaled relative to the strongest issuer here, not to a fixed percentage — a bar at half the width of the top one means roughly half its track-record score, not half the discount. The number next to each bar reads as, for example, "best 15% · 8 mo": the largest single discount that issuer has offered on Swiggy in the last 12 months, and the number of those 12 months in which it ran at least one active campaign.

best 50% · 4 mo
best 15% · 5 mo
Visa
best 25.1% · 5 mo
best 25% · 9 mo
best 15% · 1 mo
best 20% · 3 mo
Rupay
best 20% · 4 mo
best 12.5% · 12 mo
best 15% · 4 mo
best 10% · 5 mo
best 10% · 12 mo
best 10% · 4 mo
best 10% · 3 mo
best 7.5% · 5 mo
best 7.5% · 2 mo
best 10% · 2 mo
best 2.5% · 4 mo