Ola Money Sbi Visa Platinum Credit Card vs Sbi Card Visa Pulse: Which is Better in 2026?
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The Ola Money Sbi Visa Platinum Credit Card and the Sbi Card Visa Pulse offer distinct benefits catering to different user preferences. While the Ola Money card focuses on rewards for Ola rides and general spending, the Sbi Card Visa Pulse emphasizes rewards across various categories, including sports and entertainment.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Ola Money Sbi Visa Platinum Credit Card | Sbi Card Visa Pulse |
|---|---|---|
| Bank | SBI Cards | SBI Cards |
| Network | Visa | Visa |
| Annual / renewal fee | No Annual Fees - First Year Free | Annual Fee of Rs.1499 |
| Annual fee waiver | Spend Rs.1 Lakhs For Waiver of Renewal Fee | Spend Rs.2 Lakhs For Waiver of Renewal Fee |
| Reward rate (headline) | Earn 1% Rewards On All Spends | Enjoy 10 Reward Points Per Rs.100 Spent on Sports |
| Lounge — domestic | — | 8 Complimentary Airport Lounge Access Per Year |
| Lounge — international | — | Complimentary Priority Pass Membership worth US $99 |
| Welcome benefit | — | Get a Noise ColorFit Pulse 2 Max Smart Watch worth Rs.5999 |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
For rewards, the Sbi Card Visa Pulse is superior, providing 10 reward points per Rs.100 spent on categories like sports, movies, and dining. In contrast, the Ola Money Sbi Visa Platinum Credit Card offers a flat rate of 1% rewards on all spends and a higher 7% on Ola rides, which may not appeal to users who spend across diverse categories.
Which is better for travel?
When it comes to travel benefits, the Sbi Card Visa Pulse offers more value with 8 complimentary domestic lounge accesses and a complimentary Priority Pass membership for international lounges. The Ola Money card does not provide any lounge access, making it less appealing for frequent travelers.
Which has lower effective cost?
In terms of effective cost, the Ola Money Sbi Visa Platinum Credit Card has no annual fee for the first year and a waiver on renewal fees after spending Rs.1 lakh. Conversely, the Sbi Card Visa Pulse has a higher annual fee of Rs.1499 with a higher spend requirement for fee waiver, making the Ola Money card more cost-effective for budget-conscious users.
Who should pick Ola Money Sbi Visa Platinum Credit Card?
Consider Ola Money Sbi Visa Platinum Credit Card if you are a frequent Ola user and prefer a card with no annual fees and simple rewards structure. It is also suitable for those who want to avoid high costs associated with credit cards.
Who should pick Sbi Card Visa Pulse?
Consider Sbi Card Visa Pulse if you frequently spend on sports, movies, and dining, as it offers higher rewards in these categories. The additional travel benefits and welcome gift make it attractive for users looking for a more versatile credit card.
Frequently Asked Questions
No, it has no annual fees for the first year.
It offers 8 complimentary domestic lounge accesses and a complimentary Priority Pass membership for international lounges.
You can waive the renewal fee by spending Rs.1 lakh.
You receive a Noise ColorFit Pulse 2 Max Smart Watch worth Rs.5999.