The SBI Card Visa Pulse has a ₹1,499 annual fee (waived on ₹2 lakh annual spend), earns 2 Reward Points per ₹100, includes 8 airport lounge visits a year + Priority Pass and charges a 3.5% forex markup.
| Annual fee | ₹1,499 |
|---|---|
| Annual fee waived | On ₹2 lakh annual spend |
| Base rewards | 2 Reward Points per ₹100 |
| Lounge access | 8 airport lounge visits a year + Priority Pass |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
221 online offers across 161 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Croma: Rs.12000 Discount · till 31 Oct
- Yatra: Upto Rs.1800 off · till 31 Dec
- Air India: Get additional Rs.1000 off · till 31 Dec
- EaseMyTrip: Get Rs.1000 off · till 31 Dec
- Paytm: Save 50% · till 30 Dec
These are SBI Cards's own offers and Visa network offers, so they apply to every SBI Cards Visa card, not just this one. All SBI Cards offers by category.
More about the Sbi Card Visa Pulse
Is the Sbi Card Visa Pulse worth it in 2026?
The Sbi Card Visa Pulse offers 10 Reward Points per Rs.100 spent on movies, dining, chemist, and sports, plus 2 Reward Points per Rs.100 on other spends. With an annual fee of Rs.1499 waived on spending Rs.2 Lakhs, it is valuable for users who frequently spend in these categories.
Who should get the Sbi Card Visa Pulse?
This card is ideal for movie lovers, sports enthusiasts, and frequent diners who want to earn high reward points. It's also suitable for those who shop regularly at chemists and can spend Rs.2 Lakhs annually to waive the renewal fee.
How to maximise rewards on the Sbi Card Visa Pulse?
Maximise rewards by spending on movies, dining, chemist, and sports categories to earn 10 Reward Points per Rs.100. Additionally, use the card for other expenses to earn 2 Reward Points per Rs.100 and aim to spend Rs.2 Lakhs annually to waive the Rs.1499 renewal fee.
Is the Sbi Card Visa Pulse good for international travel?
Yes, the card offers a complimentary Priority Pass membership worth US $99 for international lounge access and 8 complimentary domestic airport lounge visits per year, making it beneficial for frequent travelers.