Yes, the HDFC Bank Titanium Edge Credit Card MasterCard remains worth it in 2026 by offering 2 Reward Points for every Rs. 200 spent. This consistent reward rate helps cardholders accumulate points quickly on everyday purchases.
This card is ideal for individuals who spend regularly on daily expenses and want to earn steady rewards. It suits users looking for a straightforward rewards program with 2 Reward Points earned on every Rs. 200 spent.
To maximise rewards, use the card for all routine expenses to earn 2 Reward Points for every Rs. 200 spent. Consistent usage on bills, groceries, and fuel will help accumulate points faster.
All purchases earn the same rate of 2 Reward Points per Rs. 200 spent, so the best value comes from using the card on high-frequency expenses like groceries, utility bills, and fuel.