The HSBC TravelOne has a ₹4,999 annual fee (waived on ₹8 lakh annual spend), earns 2 Reward Points on ₹100 Spent, includes 6 airport lounge visits a year and charges a 3.5% forex markup.
| Annual fee | ₹4,999 |
|---|---|
| Joining fee | ₹4,999 |
| Annual fee waived | On ₹8 lakh annual spend |
| Base rewards | 2 Reward Points on ₹100 Spent |
| Lounge access | 6 airport lounge visits a year |
| Forex markup | 3.5% |
From issuer benefit data, checked 22 Oct 2026. Base rewards is the general earn rate; category and partner rates are under Key Benefits.
Key Benefits
Live offers on this card
109 online offers across 73 brands right now, each valid for at least another 7 days. Checked 22 Oct.
- Yatra: Upto Rs.10000 off · till 31 Dec
- Paytm: Flat Rs.750 off · till 31 Dec
- Zepto: Flat Rs.100 instant discount · till 31 Dec
- MakeMyTrip: Upto 35% Instant Discount · till 31 Oct
- Cleartrip: 25% off · till 31 Oct
These are HSBC's own offers and Mastercard network offers, so they apply to every HSBC Mastercard card, not just this one. All HSBC offers by category.
More about the Hsbc Travelone Credit Card
Is the Hsbc Travelone Credit Card worth it in 2026?
The Hsbc Travelone Credit Card offers strong rewards with 2X points on car rentals and 4 points per Rs.100 spent on flights, travel aggregators, and foreign currency. With a joining and annual fee of Rs.4999, the fee is waived on spending Rs.8 lakhs annually, making it worthwhile for frequent travelers.
Who should get the Hsbc Travelone Credit Card?
This card is ideal for frequent travelers who spend heavily on flights, car rentals, and international travel. Users who can spend Rs.8 lakhs annually to waive the renewal fee and benefit from complimentary lounge access will find it most valuable.
How to maximise rewards on the Hsbc Travelone Credit Card?
Maximise rewards by using the card for car rentals to earn 2X points and for flights, travel aggregators, and foreign currency spends to earn 4 points per Rs.100. Additionally, aim to spend Rs.12 lakhs annually to earn a milestone bonus of 10,000 reward points.
Is the Hsbc Travelone Credit Card good for international travel?
Yes, it offers 4 reward points per Rs.100 spent in foreign currency and 4 complimentary international lounge accesses per year. These benefits make it a strong choice for frequent international travelers.